A simplified approach to investing Investing can be a great way to achieve your long-term financial goals. However, it comes with both risks and rewards. Finding the investment solutions most aligned with your goals is the first step. One option to gaining exposure to the markets is through mutual funds. These professionally managed vehicles buy and sell diverse types of securities, and are designed to help make investing affordable and easy to access— regardless of your experience level. Since most investors may not have the time or resources to research, purchase, and maintain a broad mix of individual securities, mutual funds are designed to provide this valuable benefit.
Advantages of mutual fund ownership
Accessibility The purchasing process can typically be completed within minutes through either a broker, directly from a mutual fund company, or from a bank or insurance company. Diversity Achieve instant diversification when investing in just one fund, or across multiple funds, since mutual funds invest in many different securities at the same time. Affordability Actively managed mutual fund costs, as a percentage of assets, are typically much less, when compared to the costs associated with managing your own portfolio of individual securities. 1 And, in many cases, an account can be opened for $1,000, and subsequent investments can be made for as little as $50. Professional Management Experienced investment managers monitor the financial markets and economy, while researching companies or organizations offering stock or bond securities for purchase, so you don’t have to.
1. Active management is an investment strategy involving ongoing buying and selling actions by the manager. Active managers purchase investments and continuously monitor their activity to exploit profitable conditions. Active management typically charges higher fees.
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