2025 SPD for CIGNA HSA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Outpatient Professional Services

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Surgeon Radiologist Pathologist Anesthesiologist Urgent Care Services

Physician’s Office Visit

80% after plan deductible

80% of the Maximum Reimbursable Charge after plan deductible 80% of the Maximum Reimbursable Charge after plan deductible 80% of the Maximum Reimbursable Charge after plan deductible 80% of the Maximum Reimbursable Charge after plan deductible

Urgent Care Facility or Outpatient Facility Outpatient Professional Services (radiology, pathology, physician) X-ray and/or Lab performed at the Urgent Care Facility (billed by the facility as part of the UC visit) Advanced Radiological Imaging (i.e. MRIs, MRAs, CAT Scans, PET Scans etc.)

80% after plan deductible

80% after plan deductible

80% after plan deductible

80% after plan deductible

80% of the Maximum Reimbursable Charge after plan deductible

Emergency Services

Physician’s Office Visit Hospital Emergency Room

80% after plan deductible 80% after plan deductible 80% after plan deductible

80% after plan deductible 80% after plan deductible 80% after plan deductible

Outpatient Professional Services (radiology, pathology, ER physician) X-ray and/or Lab performed at the Emergency Room Facility (billed by the facility as part of the ER visit) Independent X-ray and/or Lab Facility in conjunction with an ER visit Advanced Radiological Imaging (i.e. MRIs, MRAs, CAT Scans, PET Scans etc.)

80% after plan deductible

80% after plan deductible

80% after plan deductible

80% after plan deductible

80% after plan deductible

80% after plan deductible

Air Ambulance

80% after plan deductible

80% after plan deductible

Ambulance

80% after plan deductible

80% of the Maximum Reimbursable Charge after plan deductible

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