2025 SPD for CIGNA HSA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Medical Pharmaceuticals Inpatient Facility

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible In-Network coverage only

Cigna Pathwell Specialty Medical Pharmaceuticals

Cigna Pathwell Specialty Network provider: 80% after plan deductible Non-Cigna Pathwell Specialty Network Providers: Not Covered 80% after plan deductible

Other Medical Pharmaceuticals

50% of the Maximum Reimbursable Charge after plan deductible

Gene Therapy Includes prior authorized gene therapy products and services directly related to their administration, when Medically Necessary. Gene therapy must be received at an In- Network facility specifically contracted with Cigna to provide the specific gene therapy. Gene therapy at other In- Network facilities is not covered. Gene Therapy Product

Subject to In-Network facility cost share based on place of service; separate from facility charges

In-Network coverage only

Inpatient Facility Outpatient Facility Physician’s Services

80% after plan deductible 80% after plan deductible 80% after plan deductible

In-Network coverage only In-Network coverage only In-Network coverage only In-Network coverage only

Travel Maximum: $10,000 per episode of gene therapy

No charge after plan deductible (available only for travel when prior authorized to receive gene therapy at a participating In-Network facility specifically contracted with Cigna to provide the specific gene therapy)

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