2025 SPD for CIGNA HSA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

External Prosthetic Appliances Calendar Year Maximum: Unlimited

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Hearing Aids Lifetime Maximum Amount: $1,000 Note: (Include Testing and fitting of hearing aid devices at Physician Office Visit cost share.)

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Wigs

Lifetime Maximum: $750

No charge after plan deductible

No charge of the Maximum Reimbursable Charge after plan deductible

Nutritional Counseling Calendar Year Maximum: 3 visits; the visit limit does not apply to treatment of diabetes and to mental health and substance use disorder conditions. Physician’s Office Visit

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible

Inpatient Facility

80% after plan deductible

Outpatient Facility

80% after plan deductible

Physician’s Services

80% after plan deductible

Genetic Counseling Calendar Year Maximum:

3 visits for counseling, pre- and post- genetic testing; however, the 3 visit limit will not apply to mental health and substance use disorder conditions. Physician’s Office Visit

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible

Inpatient Facility

80% after plan deductible

Outpatient Facility

80% after plan deductible

Physician’s Services

80% after plan deductible

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