2025 SPD for CIGNA HSA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Routine Foot Disorders

Not covered except for services associated with foot care for diabetes, peripheral neuropathies and peripheral vascular disease when Medically Necessary.

Not covered except for services associated with foot care for diabetes, peripheral neuropathies and peripheral vascular disease when Medically Necessary.

Mental Health Inpatient

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Includes Acute Inpatient and Residential Treatment Calendar Year Maximum: Unlimited Outpatient Outpatient - Office Visits

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Includes individual, family and group psychotherapy; medication management, virtual care, etc. Calendar Year Maximum: Unlimited Dedicated Virtual Providers MDLIVE Behavioral Services Outpatient - All Other Services Includes Partial Hospitalization, Intensive Outpatient Services, virtual care, etc. Applied Behavior Analysis, Transcranial Magnetic

80% after plan deductible

In-Network coverage only

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Stimulation (TMS), etc. Calendar Year Maximum: Unlimited

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