2025 SPD for CIGNA HSA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Substance Use Disorder Inpatient

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Includes Acute Inpatient Detoxification, Acute Inpatient Rehabilitation and Residential Treatment Calendar Year Maximum: Unlimited Outpatient Outpatient - Office Visits Includes individual, family and group psychotherapy; medication management, virtual care, etc. Calendar Year Maximum: Unlimited Dedicated Virtual Providers MDLIVE Behavioral Services Outpatient - All Other Services Includes Outpatient Detoxification, Partial Hospitalization, Intensive Outpatient Services, virtual care, etc. Calendar Year Maximum: Unlimited

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

80% after plan deductible

In-Network coverage only

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

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