Dependent The term Dependent means: • Your lawful Spouse; and • any child of Yours who is: • less than 26 years old.
Eligible Class The term Eligible Class means a group of people who are eligible to enroll for insurance coverage under the Policy as determined by the Employer.
HCDFB-DFS422
06-21
• 26 or more years old, unmarried, and primarily supported by You and incapable of self-sustaining employment by reason of intellectual or physical disabilities. Proof of the child's condition and dependence may be required to be submitted to Us within 31 days after the date the child ceases to qualify above. The term child means a child born to You or a child legally adopted by You. It also includes a stepchild, a foster child, a child for whom You are the legal guardian or a child supported pursuant to a court order imposed on You (including a Qualified Medical Child Support Order). Benefits for a Dependent child will continue until the last day of the calendar month in which the limiting age is reached. Anyone who is eligible as an Employee will not be considered as a Dependent. No one may be considered as a Dependent of more than one Employee.
Eligible Employee The term Eligible Employee means a person who is in Active Service with the Employer and who meets all the conditions to enroll for insurance under this plan as determined by the Employer.
HCDFB-DFS423
06-21
Eligible Person The term Eligible Person means a person who meets the Employer’s conditions for enrollment for insurance coverage under the Policy.
HCDFB-DFS425
01-18
Emergency Services The term Emergency Services means a service required immediately to either alleviate pain or to treat the sudden onset of an acute dental condition. These are usually minor procedures performed in response to serious symptoms, which temporarily relieve significant pain, but do not effect a definitive cure, and which, if not rendered, will likely result in a more serious dental or medical complication.
HCDFB-DFS415
06-21
Effective Date The term Effective Date means the date that coverage for insurance begins under the Policy. See the Certificate cover page for the Effective Date.
HCDFB-DFS426
01-18
HCDFB-DFS420
01-18
Employee The term Employee means, an individual meeting the eligibility criteria determined by Your Employer and who is enrolled for dental coverage and for whom all required premiums have been received by Us. Also referred to as “You” or “Your.”
Eligibility Waiting Period The term Eligibility Waiting Period means the period of time that an Employee must be in an Eligible Class in order to be eligible for coverage under the Policy.
HCDFB-DFS421
06-21
HCDFB-DFS427
06-21
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