2026 Cigna Dental Plan SPD – Low Option

BENEFIT MAXIMUMS AND DEDUCTIBLES

TOTAL PARTICIPATING PROVIDER

NON-PARTICIPATING PROVIDER

Classes I, II, III Combined Calendar Year Maximum Calendar Year Deductible Individual

$1,500

$50 per person Not Applicable to Class I $150 per family Not Applicable to Class I

Family Maximum

. Expenses incurred for either Participating or Non-Participating Provider charges will be used to satisfy both the Participating and Non-Participating Provider Deductibles shown in the Schedule. Benefits Paid for Participating and Non-Participating Provider Services will be applied toward both the Participating and Non-Participating maximum shown in the Schedule.

BENEFIT HIGHLIGHTS

TOTAL PARTICIPATING PROVIDER

NON-PARTICIPATING PROVIDER

Class I

The Percentage of Covered Expenses the Plan Pays

The Percentage of Covered Expenses the Plan Pays

Preventive Care

100%

100%

Class II

The Percentage of Covered Expenses the Plan Pays 80% after plan deductible The Percentage of Covered Expenses the Plan Pays 50% after plan deductible

The Percentage of Covered Expenses the Plan Pays 80% after plan deductible The Percentage of Covered Expenses the Plan Pays 50% after plan deductible

Basic Restorative

Class III

Major Restorative

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