2025 SPD for CIGNA HRA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Outpatient Professional Services

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Surgeon Radiologist Pathologist Anesthesiologist Urgent Care Services

Physician’s Office Visit

No charge after the $30 PCP or $40 Specialist per office visit copay

No charge after the $30 PCP or $40 Specialist per office visit copay

Urgent Care Facility or Outpatient Facility

No charge after $50 per visit copay* No charge after $50 per visit copay*

*waived if admitted

*waived if admitted

Outpatient Professional Services (radiology, pathology, physician) X-ray and/or Lab performed at the Urgent Care Facility (billed by the facility as part of the UC visit) Advanced Radiological Imaging (i.e. MRIs, MRAs, CAT Scans, PET Scans etc.)

No charge

No charge

No charge

No charge

No charge

No charge

Emergency Services

Physician’s Office Visit

No charge after the $30 PCP or $40 Specialist per office visit copay

No charge after the $30 PCP or $40 Specialist per office visit copay

Hospital Emergency Room

80% after plan deductible 80% after plan deductible

80% after plan deductible 80% after plan deductible

Outpatient Professional Services (radiology, pathology, ER physician) X-ray and/or Lab performed at the Emergency Room Facility (billed by the facility as part of the ER visit) Independent X-ray and/or Lab Facility in conjunction with an ER visit Advanced Radiological Imaging (i.e. MRIs, MRAs, CAT Scans, PET Scans etc.)

No charge

No charge

No charge

No charge

No charge

No charge

Air Ambulance

100%

100%

Ambulance

100%

100% of the Maximum Reimbursable Charge

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