2025 SPD for CIGNA HRA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Bereavement Counseling Services provided as part of Hospice Care Inpatient

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible Covered under Mental Health benefit

Outpatient

80% after plan deductible

Services provided by Mental Health Professional Condition-Specific Care Includes select Medically Necessary preauthorized services, supplies, and/or surgical procedures, subject to program participation requirements. Charges for covered expenses not preauthorized as included in the program are payable subject to applicable copayments, coinsurance, and deductible if any. If you choose to not actively enroll in the program, do not complete the program participation requirements, or utilize a provider who is not designated for the program, charges for covered expenses are payable subject to applicable copayments, coinsurance, and deductible if any. Condition-Specific Care Travel Maximum $600 per procedure Approved travel amount is variable, up to the travel maximum per procedure, based on factors such as a patient’s treatment plan, location and duration of facility stay; and subject to program participation requirements.

Covered under Mental Health benefit

100%

In-Network coverage only

100%

Not Applicable

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