2025 SPD for CIGNA HRA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Medical Pharmaceuticals Inpatient Facility

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Cigna Pathwell Specialty Medical Pharmaceuticals

Cigna Pathwell Specialty Network provider: 80% after plan deductible Non-Cigna Pathwell Specialty Network Providers: Not Covered

In-Network coverage only

Other Medical Pharmaceuticals

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

. Gene Therapy

Includes prior authorized gene therapy products and services directly related to their administration, when Medically Necessary. Gene therapy must be received at an In- Network facility specifically contracted with Cigna to provide the specific gene therapy. Gene therapy at other In- Network facilities is not covered. Gene Therapy Product

Subject to In-Network facility cost share based on place of service; separate from facility charges

In-Network coverage only

Inpatient Facility Outpatient Facility Physician’s Services

80% after plan deductible 80% after plan deductible 80% after plan deductible

In-Network coverage only In-Network coverage only In-Network coverage only In-Network coverage only

Travel Maximum: $10,000 per episode of gene therapy

No charge (available only for travel when prior authorized to receive gene therapy at a participating In- Network facility specifically contracted with Cigna to provide the specific gene therapy)

myCigna.com

26

Made with FlippingBook - Online magazine maker