2025 SPD for CIGNA HRA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Abortion Includes only non-elective procedures Physician’s Office Visit

No charge after the $30 PCP or $40 Specialist per office visit copay

50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible

Inpatient Facility

80% after plan deductible

Outpatient Facility

80% after plan deductible

Physician’s Services

80% after plan deductible

Women’s Family Planning Services Office Visits, Lab and Radiology Tests and Counseling Note: Includes coverage for contraceptive devices (e.g., Depo-Provera and Intrauterine Devices (IUDs)) as ordered or prescribed by a physician. Diaphragms also are covered when services are provided in the physician’s office. Surgical Sterilization Procedures for Tubal Ligation (excludes reversals) Physician’s Office Visit

No charge

50% of the Maximum Reimbursable Charge after plan deductible

No charge

50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible

Inpatient Facility

No charge

Outpatient Facility

No charge

Physician’s Services

No charge

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