2025 SPD for CIGNA HRA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Genetic Counseling Calendar Year Maximum:

3 visits for counseling, pre- and post- genetic testing; however, the 3 visit limit will not apply to mental health and substance use disorder conditions. Physician’s Office Visit

No charge after the $30 PCP or $40 Specialist per office visit copay

50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible

Inpatient Facility

80% after plan deductible

Outpatient Facility

80% after plan deductible

Physician’s Services

80% after plan deductible

. Dental Care Limited to charges made for a continuous course of dental treatment for an Injury to teeth. Physician’s Office Visit

No charge after the $30 PCP or $40 Specialist per office visit copay

50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible 50% of the Maximum Reimbursable Charge after plan deductible

Inpatient Facility

80% after plan deductible

Outpatient Facility

80% after plan deductible

Physician’s Services

80% after plan deductible

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