2025 SPD for CIGNA HRA Plan

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Substance Use Disorder Inpatient

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

Includes Acute Inpatient Detoxification, Acute Inpatient Rehabilitation and Residential Treatment Calendar Year Maximum: Unlimited

Outpatient

Outpatient - Office Visits Includes individual, family and group psychotherapy; medication management, virtual care, etc. Calendar Year Maximum: Unlimited Dedicated Virtual Providers MDLIVE Behavioral Services Outpatient - All Other Services Includes Outpatient Detoxification, Partial Hospitalization, Intensive Outpatient Services, virtual care, etc. Calendar Year Maximum: Unlimited

No charge after the $30 per visit copay

50% of the Maximum Reimbursable Charge after plan deductible

No charge after the $20 per visit copay

In-Network coverage only

80% after plan deductible

50% of the Maximum Reimbursable Charge after plan deductible

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