BENEFIT INFORMATION
Benefit
Who pays the cost?
YOUR BENEFITS PLAN Homes by West Bay offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.
Homes by West Bay pays the majority of the employee portion of the Base plan and a significant amount of the Spouse & dependent portion
Medical Insurance
Dental Insurance
You pay entire cost
Vision
You pay entire cost
Life Insurance
Company pays entire cost
Voluntary Life Insurance
You pay entire cost
ELIGIBILITY
All Regular full-time employees are eligible to join the Homes by West Bay Benefits Plan on the 1st of the month following 60 days. “Regular Full-Time Employees” must be regularly scheduled and working at least 24 hours per week.
You may also enroll your dependents in the Benefits Plan when you enroll.
Eligible dependents include: • Your spouse, unless you are legally separated or divorced; • Your married or unmarried natural children, step-children living with you, legally adopted children and any other children for whom you have legal guardianship, who are: ► Under 26 years of age for medical; ► A dependent who is older than 26 years of age, but less than 30 years of age may be eligible for medical benefits. To be eligible, a Dependent must: • Be Unmarried and not have dependents of his or her own; AND • Be a Resident of Florida or a Student; AND • Not have coverage of their own, or covered under any other plan; AND • Not entitled to benefits under Medicare
WHEN CAN YOU ENROLL?
You can sign up for Benefits at any of the following times:
• After completing initial eligibility period; • During the annual open enrollment period; • Within 30 days of a qualified family-status change. If you do not enroll at one of the above times, you must wait for the next annual open enrollment period.
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