Hamilton Insurance Group - Quarter 4 - 2021

Fun for All This Fall 5 Corn Maze Safety Tips

Fall brings apple cider, pumpkin patches, fun seasonal outfits, and corn mazes. Unless you are visiting a “haunted” corn maze, you and your family probably won’t be chased by a chainsaw-wielding serial killer while you try to navigate through. However, safety risks are still present. Here are five safety tips to keep the fun coming during your next corn maze experience. Follow the rules. At the entrance to each corn maze, there should be a sign stating the rules for visitors. For the safety of yourself, your children, and others, be sure to read each rule and follow along. Always accompany your kids in the corn maze — it is a maze, after all!

• Medicare Advantage can (but doesn’t always) include prescription drug coverage as well as dental, vision, hearing, etc. Original Medicare does not provide these additional benefits. • Original Medicare is covered by the federal government, whereas Medicare Advantage is provided by various private insurance companies. This means that the cost of Medicare Advantage coverage can vary based on your location and your provider. The Costs Premiums, deductibles, copays, and coinsurance will vary depending on which Medicare plan you enroll in. So, with Original Medicare , you get: • The Part A ($0 for most) and B premiums • Deductibles for Parts A and B • Part B coinsurance • Copays for Parts A and B Watch for tripping and fire hazards. Keep your eyes peeled for any obstacles on the path, including holes, bumps, ruts, and corn stalks. While navigating a maze, it can be easy to forget to look down while searching for the exit. To prevent fires, you should also avoid smoking and never use matches or lighters. Wear proper footwear. Ensure that you and your family all have proper footwear, preferably closed-toed shoes, while exploring the maze. You never know what kind of critters or potentially harmful hazards may appear in your path.

With Medicare Advantage, you get: • Part B premium • A low cost or $0 plan premium • A plan deductible (maybe) • Copays for covered services and items If you are considering switching from your current Medicare plan to the other option, there are four considerations you need to make: Is the plan available in your area, do you like the benefit structure and cost sharing (premium, deductible, co-pays, and co-insurance), will your doctors accept the plan, and are your medications covered? If you have any other questions about this or open enrollment in general, call Hamilton Insurance Group today at 770-744-1855. Eat beforehand and stay hydrated. Be sure to eat before setting out into the maze and don’t bring any glass bottles with you, as it can be dangerous if broken. Furthermore, do not consume alcohol before or while enjoying your time at the corn maze. Be prepared. Accidents can happen, usually at the most unexpected times! It is important to always have a first-aid kit handy. Be sure to call 911 in an emergency and let staff know what is going on. As long as safety is the top priority this fall, fun will be had by all!

Original vs. Medicare Advantage

Open enrollment for Medicare begins on Oct. 15 and runs through Dec. 7 this year. If you get your health insurance through Medicare, this is the time of year to review your coverage and make sure it suits you going into 2022. Among the many considerations during open enrollment, one that deserves a deeper dive is whether you should enroll in Original Medicare or Both Original and Advantage Medicare come with pros and cons, depending on what you’re looking for in your coverage. Generally, however, these are the key differences between the two plans: • Original Medicare offers hospital Medicare Advantage. The Key Differences

(Part A) and medical (Part B) coverage. Medicare Advantage combines both parts with other health benefits under one plan.

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