Contact me to To help jump-start your day, join of coffee and conversation at our Club. The Coffee Club is an informal ga discuss current events, the econo investing, in a relaxed, informal s is a great way to get to know one Coffee Club To help jump-start your day, join us for a c of coffee and conversation at our next Cof Club. We hope you and a gues Rachel or Linda at 519-4 rachel.mccauley@edwa linda.skally@edwardjon to Coffee Club. Contact me today to r We hope you and a guest will join us. Rachel or Linda at 519-474-9356 or e rachel.mccauley@edwardjones.com linda.skally@edwardjones.com by the to Coffee Club. We hope you and a guest will join us. Please ca Rachel or Linda at 519-474-9356 or email rachel.mccauley@edwardjones.com or linda.skally@edwardjones.com by the Tuesday to Coffee Club. Join us probably nothing you can do about it. Instead of worrying about things you can’t control, focus on those you can. When it comes to your Registered Retirement Savings Plan (RRSP) or employer-sponsored retirement plan, put in as much as you can afford, and if your salary goes up, increase your contribution. Recognize your ability to build savings The Coffee Club is an informal gathering t discuss current events, the economy and investing, in a relaxed, informal setting, an is a great way to get to know one another. During the pandemic, the personal savings rate shot up, hitting a record of 28.2% from April to June according to Statistic Canada during the pandemic. It fell over the next several months, but still remained about twice as high as the rate of the past few years. Of course, much of this surge in Canadians proclivity to save money was due to our lack of options for spending it, as the coronavirus caused either complete or partial shutdowns in physical retail establishments, as well as dining and entertainment venues. But if you did manage to boost your own personal savings when your spending was constrained, is it possible to remain a good saver when restrictions are lifted? Probably. And the greater your savings, the greater your financial freedoms – including the freedom to invest and freedom from excessive debt. When we reach a post-pandemic world, see if you can continue saving more than you did in previous years – and use your savings wisely. These aren’t the only financial resolutions you can make – but following them may help you develop habits that could benefit you in 2021 and beyond. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Contact me today to registe
Time for a Fresh Financial Start It’s time to make a fresh start – and one way to do that is to make some New Year’s resolutions. Of course, you can make these resolutions for all parts of your life – physical, emotional, intellectual – but have you ever considered some financial resolutions? Here are a few such resolutions to consider: Don’t overreact to events When the coronavirus pandemic hit the financial markets took a big hit. Many people, convinced that we were in for a prolonged slump, decided to take a “time out” and headed to the investment sidelines. But it didn’t take long for the markets to rally, rewarding those patient investors who stayed the course. Nothing is a certainty in the investment world, but the events of 2020 followed a familiar historical pattern: major crisis followed by market drop followed by strong recovery. The lesson for investors? Don’t overreact to today’s news – because tomorrow may look quite different. Be prepared At the beginning of 2020, nobody was anticipating a worldwide pandemic and its terrible consequences, both to individuals’ health and to their economic well-being. None of us can foretell the future, either, but we can be prepared, and one way to do so is by building an emergency fund. Ideally, such a fund should be kept in liquid, low-risk vehicles and contain at least In response to pandemic-related economic pressures, some employers cut their matching contributions to employer sponsored plans. Will some future event cause another such reduction? No one knows – and even if it happens, there’s six months’ worth of living expenses. Focus on moves you can control
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Join us rachel.mccauley@edwardjones.co www.edwardjones.ca/rachel-mcc EXP 31 DEC 2023 © 2020 EDWARD D. JONES & C London, ON N6H 5 519-474-9356 Event Details Coffee Club Join us for coffee, snacks and conversation at our next Coffee Club! > ed Rachel B McCau Financial Advisor 1634 Hyde Park Rd. Rachel B McCauley Financial Advisor 1634 Hyde Park Rd. London, ON N6H 5L7 519-474-9356 London, ON N6H 5L7 519-474-9356 - Unit 7 - Unit 7 Rachel B McCauley Financial Advisor 1634 Hyde Park Rd. rachel.mccauley@edwardjones.com www.edwardjones.ca/rachel-mccauley EXP 31 DEC 2023 © 2020 EDWARD D. JONES & CO., L.P. ALL RI > edwardjones.ca - Unit 7
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Coffee Club To help jump-start your day, join us for a cup of coffee and conversation at our next Coffee Club. The Coffee Club is an informal gathering to discuss current events, the economy and investing, in a relaxed, informal setting, and is a great way to get to know one another.
To advertise here, please contact Cathy@VillagerPublications.com Coffee & Snacks are on us. rachel.mccauley@ www.edwardjone EXP 31 DEC 2023 © 2020 EDWA Contact me today to register! We hope you and a guest will join us. Please call Rachel or Linda at 519-474-9356 or email rachel.mccauley@edwardjones.com or linda.skally@edwardjones.com by the Tuesday prior to Coffee Club. Please call 519-474-9356 or email rachel.mccauley@edwardjones.com by the Tuesday prior to Coffee Club. October 29th, 2022 9:30am - 11:00am November 26th, 2022 9:30am - 11:00am January 31 • February 28, 9:30–11:00am at Edward Jones, 1634 Hyde Park Rd., Unit 7 December 10th, 2022 9:30am - 11:00am Edward Jones 1637 Hyde Park Rd. Unit 7 (SW corner of plaza near co London, ON N6H SL7 Event Details October 29th, 2022 9:30am - 11:00am November 26th, 2022 9:30am - 11:00am December 10th, 2022 9:30am - 11:00am Edward Jones 1637 Hyde Park Rd. Unit 7 (SW corner of plaza near construction) London, ON N6H SL7
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Coffee Club To help jump-start your day, join us for a cup of coffee and conversation at our next Coffee Club. The Coffee Club is an informal gathering to discuss current events, the economy and investing, in a relaxed, informal setting, and is a great way to get to know one another.
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We hope you and a guest will join us. Please call Rachel or Linda at 519-474-9356 or email rachel.mccauley@edwardjones.com or linda.skally@edwardjones.com by the Tuesday prior to Coffee Club.
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