Hometown St.Thomas Jan:Feb 2026

Life insurance • RESPs† • Mortgage protection insurance Our city’s parks, trails, and recreational spaces will continue to receive attention and improvement in 2026. Investments in accessibility, trail maintenance, and upgrades will help ensure that residents of all ages can enjoy our natural and recreational assets. Preserving and enhancing these areas is vital to maintaining the quality of life that makes St. Thomas unique. As we look ahead to 2026, economic growth in St. Thomas extends far beyond the EV sector. Local manufacturers continue to expand, small businesses thrive, and downtown revitalization efforts are supporting new investment and entrepreneurial activity. Heritage and tourism remain strong draws for our city, with visitors enjoying landmarks such as Jumbo, CASO Station, the Elevated Park, 1Password Park, and the Elgin County Railway Museum, alongside downtown events like the Pumpkin Prowl, Light Up Talbot, farmers’ markets, and cultural celebrations. Looking ahead, 2026 will be a time when years of careful planning and partnership come to fruition. From new industry developments to housing, infrastructure, and community enhancements, the city is entering a period of transformation that will shape St. Thomas for decades to come. Raise your family, build your future. Let’s review your current financial health and talk about your spending, borrowing, saving and investing habits. Michael L. Moore * Advisor, Sun Life 519-637-7747 michael.moore@sunlife.com sunlife.ca/michael.moore #104 - 613 Talbot Street St. Thomas, Ontario N5P 1C6 I want to thank all residents for your engagement, feedback, and volunteerism. Whether attending public meetings, suppor- ting a neighbour, or participating in local events, your con- Community safety and well-being will also remain a focus. We will continue working with the St. Thomas Police Service, Social Services, local service providers, and health partners to deliver coordinated outreach, strengthen neighbourhood support, and address challenges including mental health and housing stability. These efforts reflect our commitment to creating a safe, welcoming, and inclusive community.

Raise your family, build your future.

tributions help guide our city and ensure that our growth is thoughtful, inclusive, and sustainable. Together, we will continue to build a brighter future in St. Thomas – one that is vibrant, resilient, and full of opportunity.

Wherever you are in life, strengthening your plan today will help give you and your family a brighter tomorrow.

Warmest thoughts and best wishes Are your finances on track? While there’s no shortage of demands on your money, now’s the time to build a strong foundation for the future. It all starts with a conversation. Are your finances on track? While there’s no shortage of demands on your money, now’s the time to build a strong foundation for the future. It all starts with a conversation.

Life insurance • Disability insurance • Critical illness insurance

† Mutual funds are distributed by Sun Life Financial Investment Services (Canada) Inc. *Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc. Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Sun Life Assurance Company of Canada is the insurer, and is a member of the Sun Life group of companies. © Sun Life Assurance Company of Canada, 2022.

Michael L. Moore* Advisor, Sun Life Tel: (519) 637-7747 michael.moore@sunlife.com

SNOW, ICE OR SLUSH

Sun Life Assurance Company of Canada is the insurer and is a member of the Sun Life group of companies. © Sun Life Assurance Company of Canada, 2023. *Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc. RRSPs/RRIFs • RESPs* • TFSAs Advice from someone you trust. RRSPs/RRIFs • RESPs* • TFSAs

Michael L. Moore* Advisor, Sun Life Tel: (519) 637-7747 michael.moore@sunlife.com

Michael L. Moore* Advisor, Sun Life Tel: (519) 637-7747 michael.moore@sunlife.com Michael L. Moore* Advisor, Sun Life Tel: (519) 637-7747 michael.moore@sunlife.com

Be prepared for it all! We’ve got De-Icer, Shovels, and windshield fluid to keep you safe this winter.

Your Sun Life Advisor for 23 plus years and counting.

Are your finances on track?

*Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc. Sun Life Assurance Company of Canada is the insurer and is a member of the Sun Life group of companies. © Sun Life Assurance Company of Canada, 2023. *Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc. Sun Life Assurance Company of Canada is the insurer and is a member of the Sun Life group of companies. © Sun Life Assurance Company of Canada, 2023. RRSPs/RRIFs • RESPs* • TFSAs *Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc. Sun Life Assurance Company of Canada is the insurer and is a member of the Sun Life group of companies. © Sun Life Assurance Company of Canada, 2023. While there’s no shortage of demands on your money, now’s the time to build a strong foundation for the future. It all starts with a conversation. *Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc. Sun Life Assurance Company of Canada is the insurer and is a member of the Sun Life group of companies. © Sun Life Assurance Company of Canada, 2023.

39 Burwell Road, St. Thomas, ON (519) 633-5884 • sales@r-safety.ca • www.r-safety.ca

Michael L. Moore* Advisor, Sun Life Tel: (519) 637-7747 michael.moore@sunlife.com

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Helping you scale your business to new heights! *Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc. Sun Life Assurance Company of Canada is the insurer and is a member of the Sun Life group of companies. © Sun Life Assurance Company of Canada, 2023.

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Hometown St. Thomas • Jan-Feb 2026 • Page 13

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