DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES BYRON AND AREA DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES
INSURANCE SHOPPER YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES
ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM
Cathy Fallowfield Registered Insurance Broker Director of Operations Cathy Fallowfield Registered Insurance Broker Director of Operations Wishing you all the best for 2026! LET US DO YOUR INSURANCE SHOPPING FOR YOU Cindy Haywood Registered Insurance Broker Cindy Haywood Registered Insurance Broker Cathy Fallowfield Registered Insurance Broker Director of Operations
RANCE ADVISORS IN YOUR NEIGHBOURHOOD
Terry Young Registered Insurance Broker Terry Young Registered Insurance Broker
Jessica Cornelis Registered Insurance Broker Jessica Cornelis Registered Insurance Broker
Andrea Coutu Registered Insurance Broker Andrea Coutu Registered Insurance Broker Andrea Coutu Registered Insurance Broker
Jessica Cornelis Registered Insurance Broker
Cindy Haywood Registered Insurance Broker
SPRING FLOODS HAPPEN YEAR ROUND NOW Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. SPRING FLOODS Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. D DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES BROUGHT TO YOU BY GIVE US A CALL TODAY. 519-652-3201 THE INSURANCE ADVISORS IN YOUR NEIGHBOURHOOD FREE NO OBLIGATION QUOTE
Aviva Abex April Echelon Intact Pal Aviva Abex April Echelon Intact Pal Travelers Cansure Group One Travelers Cansure Group One Axiom Mutual AM Fredericks Premier Group Axiom Mutual AM Fredericks Premier Group INSURERS THAT WE CAN GET QUOTES FROM Max Insurance Burns & Wilcox INSURERS THAT WE CAN GET QUOTES FROM Max Insurance Burns & Wilcox Economical/Definity Forward Insurance OUR HOME A SPRING TUNE-UP! season to check out your home’s exterior, from roof shingles to lazing to dryer vents. Use the handy “Home Maintenance Checklist” bsite to make sure your home is safe and sound. 2681 Gideon Drive, Delaware, Ontario nsurance specialist, we know the lay of the land in your neighbourhood. o assess conditions affecting your home and compare your options from an insurers. What kind of policy should I have for high water in the Spring Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. Enhanced Water Damage Insurance will combine coverages for multiple types of water problems such as ground water, overland water, exterior water and sewer lines. What kind of policy should I have for high water in the spring What kind of policy should I have for high water in the spring What is the difference between “Flood Insurance” & “Overland Water Coverage” RRIED ABOUT SPRING FLOODING? Flood Insurance may be needed if your home is near a lake, river, or pond to insure your property RIED ABOUT SPRING FLOODING? Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain and nearby water features. URANCE SHOPPER WARE/KOMOKA/KILWORTH/MT. BRYDGES URHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE Cathy Fallowfield Registered Insurance Broker Director of Operations Terry Young Registered Insurance Broker Cindy Haywood Registered Insurance Broker Jessica Cornelis Registered Insurance Broker Flood Insurance may be needed if your home is near a lake, river, or pond to insure your property against storm surges, tidal waves, and similar major events. against storm surges, tidal waves, and similar major events. ordanddanylukinsurance.com • 519-652-3201 Toll Free: 1-800-363-4304 Economical/Definity Forward Insurance Yarmouth Mutual Victor Insurance Yarmouth Mutual Victor Insurance rive, Delaware, Ontario N0L 1E0 • Tel: 519-652-3201 • Fax: 519-652-2710 -363-4304 • Email: crawfordanddanyluk@cmmgbrokers.com To advertise here please contact Barb@villagerpublications.com S A “WAIVER RECIATION” HOW DOES ACCIDENT WAIVER PROTECT ME It is an auto insurance benefit that may prevent insurance rates from increasing as a result of a driver’s first at-fault accident. It can be added to a policy to protect those with a good driving record. preciation coverage insurer’s right to deduct from the value of your n settling a claim for ge caused by a peril u are insured. Cathy Fallowfield Registered Broker Director of Operations Cindy Haywood Registered Insurance Broker Andrea Coutu Registered Insurance Broker
Overland Water Insurance covers sudden water events such as heavy spring rains or a river overflowing its banks in a spring thaw. Overland Water Insurance covers sudden water events such as heavy spring rains or a river overflowing its banks in a spring thaw.
Enhanced Water Damage Insurance combines coverages for multiple types of water problems, such as ground water, overland water, exterior water, and sewer lines. Enhanced Water Damage Insurance combines coverages for multiple types of water problems, such as ground water, overland water, exterior water, and sewer lines.
Drop into our office for a free flood preparation brochure or call us and we will mail it to you Coming soon: Look for our flood preparation brochure filled with tips and guides on what to do before, during, and after a flood. Drop into our office for a free flood preparation brochure or call us and we will mail it to you Coming soon: Look for our flood preparation brochure filled with tips and guides on what to do before, during, and after a flood. Patty Crawford Registered Insurance Broker Cathy Fallowfield Registered Insurance Broker Director of Operations Jessica Cornelis Registered Insurance Broker
Marli Medeiros Registered Insurance Broker
Andrea Castillo Registered Insurance Broker (English & Spanish)
UPDATING YOUR HOME? UPDATE YOUR INSURANCE! HOME? UPDATE YOUR INSURANCE! UPDATING YOUR Terry Young Registered Insurance Broker Cindy Haywood Registered Insurance Broker Fax: 519-652-2710
Cambrian Special Risks Signature Risk Partners South Western Group Oegema Nicholson & Assoc. Special Risk Insurance Managers Sports & Fitness Insurance Canada Cambrian Special Risks Signature Risk Partners South Western Group Oegema Nicholson & Assoc. Special Risk Insurance Managers Sports & Fitness Insurance Canada
www.crawfordanddanylukinsurance.com 519-652-3201
Tel: 519-652-3201
Email: crawfordanddanyluk@cmmgbrokers.com
Byron Villager Jan/Feb 2026
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