2025 Benefit Guide v5

Voluntary Life Insurance

If you would like to purchase additional benefits the following options are available:

Type

Available Coverage

$10,000 to a maximum of $500,000 in $10,000 increments (up to 5x salary)

Employee Voluntary Life & AD&D

The lesser of 100% of Employee benefit or $5,000 to $250,000 in $5,000 increments

Spouse Voluntary Life & AD&D

Birth-6 months: flat $1,000 Children 6 months to 26 years old: increments of $2,000 to $10,000 maximum

Dependent Voluntary Life & AD&D

Voluntary Term Life Rates per $1,000

Age <30 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70-74 75+ Rates $0.04 $0.05 $0.07 $0.10 $0.15 $0.23 $0.41 $0.66 $1.10 $1.81 $2.06

Child

Employee AD&D

Spouse AD&D

Child AD&D

$0.17

$0.02

$0.02

$0.06

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