2025 Benefit Guide v5

Disability Benefits

You probably have insurance for your car or home, but what about the source of income that pays for it? You rely on your paycheck for so many things, but what if you were suddenly unable to work due to an accident or illness? How will you put food on the table, pay your mortgage or heat your home? Disability insurance can help replace lost income and make a difficult time a little easier.

Short-Term and Long-Term Disability Benefits are 100% Company Paid!

Short-Term Disability

Long-Term Disability

60% of salary to maximum $2,500/week

60% of total earning to maximum $12,000/month

Coverage Amount

Maximum payment period: Maximum length of time you can receive disability benefits. Accident benefits begin: The length of time you must be disabled before benefits begin. Illness benefits begin: The length of time you must be disabled before benefits begin. Minimum work hours/week: Minimum number of hours you must regularly work each week to be eligible for coverage.

Social Security Normal Retirement Age

12 weeks

7 Days

90 Days

7 Days

90 Days

30

30

17

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