Medicare Plans for Hawai'i - March/April 2026

Trade Your Empty Nest for Financial Freedom THE TINY HOME TREND FOR SECURE SENIOR LIVING

intentional thought to creating communities that enable older Americans to age in place. Many have features that make our lives easier as we age. Flooring that allows medical devices to function smoothly, elevated appliances, easy- to-open shelving, motion-activated lighting, and remote-control blinds are just a few examples of the helpful elements found in many tiny home communities. The houses are usually single-level to eliminate the dangers of stairs and feature accessible bathroom designs to promote safety and more. From Oregon to Florida, tiny home communities are popping up all over the country. If you’re looking for a healthy way to age in place without breaking the bank, consider downsizing to a tiny home.

As we grow older, we start to give more thought to the idea of retirement. After working diligently for decades, many people want to step away from work to spend their senior years traveling, enjoying time with loved ones, and taking steps to ensure they can age in place. However, retirement seems more like a dream than a reality for many Americans. While there is no magic number for how much retirement costs in 2026, experts estimate that most Americans will need over $1 million to maintain their standard of living through retirement. If you haven’t poured money into your retirement accounts throughout your career, you may

be concerned about having a big enough nest egg in the future. You may worry you’ll have to continue working until your body gives out, but that’s not necessarily true for everyone. Among strategies you can use to shore up your retirement savings, one that has gained popularity is downsizing. Once the kids leave the nest and start families of their own, you may have more space than you know what to do with. While you could move into an apartment or a smaller home in your neighborhood, you may benefit from exploring the idea of a tiny home community. In recent years, home developers have given more

Zucchini Noodle Pad Thai

Of course, not everyone is able to care for a pet full time, but that doesn’t mean you can’t enjoy the benefits in other ways. Some people choose to spend time with a family member’s pet, while others like seeing therapy animals at church or a community group. Regardless of how they come into your life, sharing space with an animal can improve your day and overall well-being. ... continued from Page 4

• 1/2 red bell pepper • 3 green onions • 1 large egg • 2 cups bean sprouts

Sauce • 2 tbsp rice vinegar • 2 tbsp fish sauce • 3 tbsp ketchup

INGREDIENTS Pad Thai • 2 medium zucchini • 2 tbsp olive oil, divided • 1/2 lb peeled and deveined shrimp • 3 cloves garlic, minced

• 1/3 cup roasted peanuts • 1/4 cup chopped cilantro (optional) • Lime wedges (optional)

• 1 tsp packed brown sugar • 1/2 tsp cayenne pepper • 1 tsp chili garlic sauce

DIRECTIONS 1. In small bowl, combine sauce ingredients; set aside. 2. Using vegetable spiralizer, cut zucchini into noodles. 3. Heat large pan on medium-high heat. Add 1 tbsp olive oil (reserve the other half). 4. Add zucchini noodles; cook for 2–3 minutes. 5. Let noodles rest for about 3 minutes. Remove noodles, drain, then reheat pan.

6. Add remaining olive oil and garlic; cook 30 seconds. 7. Add shrimp; cook 3 minutes. 8. Add bell peppers and green onions; cook 1–2 minutes. 9. Add egg and stir until cooked. 10. Add back zucchini noodles, then add sauce, and cook for 1 minute. Then add bean sprouts. 11. Serve, garnishing with roasted peanuts, cilantro, and lime wedges as desired.

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