What’s best for my pet? With so many pet insurance policies available in the market, it can be confusing as to what’s really right for you and your pet’s needs. Veterinary professionals will always advise that lifetime cover is the #BestForPets. Lifetime policies Lifetime policies offer a far more comprehensive level of cover for your pet. These policies will offer a fixed amount of veterinary fee cover which will be renewed every policy year, so long as you remain on the same policy with the same provider. Lifetime cover will ensure that your pet can receive lifelong treatment should they have a condition such as diabetes or arthritis. Annual policies Annual cover, also known as ‘time-limited’, is quite literally that - cover that lasts for 365 days. Once the year is up, any cover for an illness or injury that occurred in that policy year will come to an end.
Lifetime vs Annual
It’s easy to just pick the cheapest policy and relax. Take some time to consider if that policy would be enough if your pet suddenly developed a life long condition.
Covered for life
Only covered for one year
Year 1
365
Year 2
Year 3
Year 4
Year 6
Year 5
Year 7
Year 8+
A lifetime policy offers cover for life, so long as your premiums are kept up to date and you renew your cover every year.
An annual policy will only cover your pet for any new illnesses and injuries for 365 days.
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