Stubbins Watson & Bryan - July 2021

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THE LEGAL NAVIGATOR JULY 2021

July’s Odd Holidays

Should You Be a Snowbird or a Sunbird?

July 1 July 2 July 3 July 4 July 5 July 6 July 7 July 8 July 9

National Postal Worker Day

World UFO Day

National Strawberry Sundae Day Independence Day (U.S.) National Apple Turnover Day National Fried Chicken Day

Chocolate Day

Video Games Day

National Sugar Cookie Day

WHAT TO CONSIDER WHEN PLANNING RETIREMENT

July 10 Teddy Bear Picnic Day July 11 National Blueberry Muffins Day July 12 Different Colored Eyes Day July 13 National French Fries Day July 14 Shark Awareness Day July 15 Tapioca Pudding Day July 16 National Macaroni and Cheese Day July 17 Peach Ice Cream Day July 18 Women’s Dive Day July 19 National Daiquiri Day July 20 Moon Day July 21 National Junk Food Day July 22 Hammock Day July 23 Vanilla Ice Cream Day July 24 Amelia Earhart Day July 25 National Chili Dog Day July 26 Aunt and Uncle Day July 27 Walk on Stilts Day July 28 National Milk Chocolate Day July 29 National Lasagna Day July 30 Father-in-Law Day July 31 International Day of Friendship

June marks the end of a particularly busy shift in residency for our nation. As the weather warms up, the days get longer, and school lets out for the summer. Also, many residents of the northern, colder states start migrating back to their permanent summer homes in the north after spending November through June in warmer climates like Florida, Arizona, and Texas.

Like feathered birds, these snowbirds head south for the winter.

But they’re not the only ones who move as the weather changes, and if recent indications are to be believed, I predict we will see more sunbirds. Similar to their heat- seeking friends, sunbirds opt to leave their warmer climates in the summer, looking for short-term vacation residencies in northern states to escape the heat of deserts like Arizona and Texas or the storms and humidity of Florida. Regardless of what kind of bird you may be, snowbirding or sunbirding is an exciting opportunity for retirees. It allows you to travel and escape snow shoveling duty, and it may even be good for your health. But how do you know which is right for you? Is there even a difference between the two? Allow me to break it down for you!

What’s the difference — really?

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On the surface, snowbirds and sunbirds are about the same. They migrate at similar times and are searching for ideal climates. However, there is a marked difference between the two. Sunbirds tend to live in already warmer climates. Their reason for escaping a permanent residence isn’t so they can beat the cold — it’s to beat the heat! Meanwhile, snowbirds just want to avoid snow, slush, and chilly weather.

The biggest question to ask yourself is what you want out of retirement. If you have strong roots where you currently live, including a large family, grandchildren, volunteer groups, and part-time work, you may want to consider keeping your current home as your permanent residence, regardless of where it is. You may choose a shorter stint in Florida after the holidays to escape the cold or a quick trip north during July and August to beat the heat. Either option you choose, doing so requires you to consider the financial strains of owning or renting two properties, potential missed family time, and complexities of moving to a new region. You will have to make new friends at your part-time home, which can be difficult as we age. You may also have to consider finding seasonal work or learning more about the local culture you move into. It may take time to acclimate, and you have to be willing to put in the effort! Snowbirding and sunbirding can be enjoyable experiences for retirees looking for the best of both worlds. But coming to this decision may not be easy. Sit down with your partner or a trusted loved one to weigh your options. You may find a hybrid option that works for you or discover you’d rather stay put. Or, you just may become a full-fledged bird of snow or sun.

So, which one should you become?

Safe travels!

Fun Facts About the Fourth of July You Can Share With Your Kids

Two future presidents signed the Declaration of Independence: John Adams and Thomas Jefferson. They both died exactly 50 years later, on July 4, 1826. This fact is an interesting coincidence sure to fascinate both kids and adults. It’s also a great way to introduce kids to some of the Founding Fathers and share how they helped shape the United States today. In 1776, the year the United States was founded, only 2.5 million people lived here. Today, the U.S. population is 331 million. Lots of people have been born in the United States since it was founded, and millions more came here from other places, hoping to find a better life. Many succeeded, too. Many people want to call this country home! On the Fourth of July, around 155 million hot dogs are eaten in the United States. Okay, so this fact might not have anything to do with American history, but it’s still pretty funny! If anything, the fact that we have so many hot dogs to eat on that day is evidence of the prosperity so many people enjoy in the United States of America.

What do your kids know about the Fourth of July? Do they know it’s a day when you have a barbecue, spend time with friends and neighbors, and watch a fireworks show? These hallmarks of the holiday certainly do make it fun and memorable, but they don’t really exemplify why we celebrate the Fourth of July, the anniversary of when the United States declared its independence from Britain. So, along with the sparklers and hot dogs, here are a few fun facts about Independence Day you can share with your kids to help them understand the significance of the holiday. The Fourth of July marks our country’s independence because it’s when the Continental Congress ratified the Declaration of Independence. This fact might seem like a no-brainer, but it contextualizes the holiday for kids. It’s a great jumping off point to talk about why the United States wanted to be its own country, what the Continental Congress was, what the Declaration of Independence said, and what it means to “ratify” something.

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3 Business Tricks That Will Improve Your Personal Life

make your current processes more efficient and beneficial. For example, you can’t lose weight if you don’t change your diet and exercise.

When you’re constantly in the “zone” at work, you’re not always thinking about what’s best for your personal life. While many business owners prioritize balance, what will truly benefit both your home and work life? Check out these three tricks.

Adjusting your habits might seem difficult, but there’s actually a straightforward method. According to “Atomic Habits” by James Clear, every new habit has a simple formula behind it: motivation, ability, and prompt.

1: Start your day with a plan. We know what you’re thinking: Writing

Whether your reminder is an alarm at the same time every day or even another habit (“I’ll exercise before I take my morning shower”), make sure it’s part of any new process you implement. 3: Remember, work is flexible — your personal life isn’t. Bryan G. Dyson, CEO of The Coca-Cola Company, once told his staff, “Imagine life as a game in which you are juggling some five balls in the air. You name them — work, family, health, friends, and spirit — and you are keeping all of these in the air.” In his metaphor, work is a rubber ball. “If you drop it, it will bounce back. But the other four balls are made of glass. If you drop one of these, they will be irrevocably scuffed, marked, nicked, damaged, or even shattered. They will never be the same.”

out your plan is more work than just doing it. The key is to plan whenever you can. If you jot

down things you want to accomplish the following day as they come up, all you’ll need to do is spend a few minutes organizing your list the next morning. Pro Tip: Remember to include time to unwind and relax!

2: Develop new and improved processes. While certain activities can’t be replaced with shortcuts (like spending time with family), consider ways to

We hope these tips help you protect the “glass balls” in your life!

Take a Break

Plant-Based Blueberry Muffins

Inspired by MyDarlingVegan.com

Ingredients

• 1 cup soy milk • 1 tsp apple cider vinegar • 2 cups flour • 2 1/2 tsp baking powder • 1/4 tsp baking soda

• 1/2 tsp salt • 1/2 cup plus 2 tbsp sugar • 1/4 cup plus 2 tbsp canola oil • 1 tsp vanilla extract • Zest of 1 lemon • 2 cups fresh blueberries

Directions

1. Preheat oven to 375 F. Grease a muffin tin and set aside. 2. In a bowl, combine soy milk and apple cider vinegar. Set aside.

3. In another bowl, combine flour, baking powder, baking soda, and salt. Set aside. 4. In a third bowl, combine sugar, oil, vanilla extract, and lemon zest. Add milk mixture and stir, then add flour mixture. Stir to combine until well-incorporated but not smooth. Fold in the blueberries. 5. Spoon batter into muffin tin, filling each well 3/4 full. Bake 20–25 minutes, cool, and enjoy!

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INSIDE THIS ISSUE July’s Odd Holidays PAGE 1 Bird Brains? Why You May Want to Become a Snowbird or a Sunbird PAGE 1 Fourth of July Fun Facts to Share With the Kids PAGE 2 Make Your Work-Life Balance Easy PAGE 3 Take a Break PAGE 3 Plant-Based Blueberry Muffins PAGE 3 5 Wacky Pizza Trends From Around the World PAGE 4

including pizza which they top with tomato sauce, smoked cheese, banana slices, and curry powder.

2. Ketchup and Corn Pizza (Brazil) — According to several sources, Brazilians swap pizza sauce for ketchup or tomato slices, and top their pies with strange combinations of local ingredients like corn, beets, hearts of palm, and potato sticks. 3. Haggis Pizza (Scotland) — Pizza may be the only semi-enjoyable way to eat haggis: a mix of sheep or calf offal, oatmeal, suet, and seasonings that are boiled in an animal’s stomach. Last year, Papa John’s got in on the action when it released a limited-edition haggis pizza in honor of a Scottish poet, Robert Burns. 4. Mockba Pizza (Russia) — This local pie comes topped with four kinds of fish (sardines, tuna, mackerel, and salmon), onions, herbs, and occasionally fish eggs. Most troubling of all, it’s served cold! 5. Chickpea Pancake Pizza (Argentina) — In Buenos Aires, locals top their super-cheesy pizza slices with fainá — chickpea pancakes cooked separately from the pies and balanced on top of each slice. Keep these pizzas in mind when planning your next international vacation! They might be tastier than they sound, and if not, they’ll still make great Instagram fodder. As actor Cole Sprouse once tweeted, “You’re losing followers because you’re not relatable enough. Try mentioning that you eat pizza. If that doesn’t work, play the ukulele.”

They Eat What on Pizza?! 5 Wacky Pizza Trends From Around the World

Here in the U.S., pineapple is considered a wild and controversial pizza topping. Even celebrities take a stand. Justin Bieber is pro-pineapple, but Jimmy Kimmel is against it. According to a 2019 YouGov Omnibus study, only anchovies and eggplant are more hated. But in other parts of the world, the tangy yellow fruit is far from the strangest topping you’ll see! Here are five wacky pizza trends from around the globe that will either make you hungry or inspire you to sprint the other way. You may want to order a comforting cheese pie from your favorite local pizzeria before reading this, just in case.

1. Banana-Curry Pizza (Sweden) — The Swedes first accessed bananas in 1944, and since then, they’ve put them on everything,