Power your business with Ethos
With Ethos, you can reimagine and scale your business to new heights. Here’s how:
100% online application In as little as 10 minutes, clients apply online with reflexive questions they can fill out themselves.
No medical exams By answering just a few health questions, clients apply without the burden of medical exams.
Over 90% instant approvals1 With Term and Final Expense, we can approve almost all applicants ages 20-85, so you can confidently refer your clients.
Reputable carriers Connect your clients with coverage they can count on through our partnerships with trusted, financially strong carriers.
Free estate planning All eligible life insurance policies get access to digital estate planning tools (a $898 value) at no extra cost.2
50% off Titan Funeral Concierge Lite Included with all Ethos policies, enjoy a lifetime membership, arrange unlimited funerals with 24/7 expert guidance.
1 Averaged across ages based on internal data, as of 04/2025 2 Estate planning tools are available under the Perks benefit issued with eligible policies sold through Ethos. Policies issued in SD, WA, AK, and LA are not eligible to receive the Ethos Estate Planning perk. Estate planning documents may not be available in all states.
Pro tip to cross-sell life insurance
Missed opportunity: Seamlessly add life insurance to your portfolio, cutting issuance time and boosting approval rates. Tap into a new revenue stream, fostering a multi-line business with improved retention rates. Life insurance talk: When customers shop for health insurance or after open enrollment, it's a perfect moment to discuss life insurance. Here are some example prompts used by top agents:
Hi [First Name], this is [Your Name]! Just checking in to make sure everything’s going smoothly with your new health policy.
I also wanted to share something important: many clients add life insurance right after activating their health plan, so their loved ones are fully protected.
You can get an instant quote and apply in minutes through my Ethos link, no medical exams, just a few health and lifestyle questions, super simple: [Insert Ethos agent website link]
It’s quick, affordable, and a great next step for complete peace of mind. Please let me know if you have any questions or if you'd like to schedule time to chat.
Action time: Partnering with Ethos means collaborating with top-rated carriers. Next steps: Discuss life insurance with every client shopping for health insurance. Email your existing book of business. Share your agent website to broaden your reach.
Go to your agent portal at
today agents.ethoslife.com
For agent use only. The information herein is provided solely for educational purposes to provide you with information about products and services offered through Ethos.
Agents are expected to act within the scope of their license and may not sell, solicit or negotiate life insurance unless licensed in the state.
Ethos provides its online wills, trusts, and estate planning documents and services through Ethos Estate Planning, LLC, a wholly-owned subsidiary. Ethos Estate Planning, LLC is not a law firm and does not provide financial, investment, legal, accounting or tax advice. Complimentary W&T services offered through the perks rider not available in WA and SD; W&T services not available in AK and LA. © 2025 Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at www.ethoslife.com/carriers. Products and their features may not be available in all states. The information and content provided in this document is for informational purposes only and is not to be considered legal, tax, investment, or financial advice. No contract is formed or amended by this document. 202511ETH-3087
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