IS ORDERING TAKEOUT WRECKING YOUR FINANCES?
Statistically speaking, as a U.S. adult, it’s likely that you eat at restaurants five times a week or more, but even if it’s cheap fast food, it might be doing more damage to your personal finances than you think. Data from the U.S. Department of Labor shows that the average American dines out 5.9 times per week and spends about $3,500 on eating out every year. To put it into another perspective, if you spent $15 per meal five times a week, that’s about $300 over four weeks. It’s worth asking yourself if spending hundreds of dollars every four weeks on cafes and restaurants is getting in the way of your financial goals. If not, great! But if you’re worried, then it’s time to ask yourself what you’re craving.
Whether you need a break, a window of time to socialize, or want to enjoy the thrill of a good deal, there are definitely ways to meet these needs in a budget- friendly way. Try doing the following:
• Put together a treat at home that you adore. There are a lot of ways to brew high-quality coffee at home the way you love it — and at a price you adore even more.
• Meet family, friends, and coworkers at a park or for a potluck.
• Set up weekly or monthly meal staples. Think now and you won’t have to later. It’s time to go recipe hunting! • Consider if the total bill amount will fit in your budget, even if you have coupons or other discounts. • Always have fast, lazy meal options when the need strikes. There are even healthy options in the frozen food aisles these days! You can also re-prioritize your spending, such as choosing to spend on restaurants while out with friends but not ordering food while at home alone. Even though we all love supporting our local restaurants, don’t forget to look out for your own future, too!
Many U.S. adults buy restaurant food for a number of reasons, including:
• A treat to get you through your commute or workday
• Quality time with family, friends, or coworkers
• Outsourced meal-planning
• Save money with a restaurant discount or offer
• A helpful option when convenience is needed
SUMMER STRAWBERRY SPINACH SALAD Inspired by AmbitiousKitchen.com
Take a Break!
INGREDIENTS
DIRECTIONS
• 3 tbsp balsamic vinegar • 1/4 cup olive oil • 1 garlic clove, grated or finely minced • 1/2 tsp Dijon mustard • 1/2 tbsp strawberry jam • Freshly ground salt and pepper, to taste • 1/3 cup raw, sliced almonds • 5 oz organic spinach • 2 cups strawberries, halved • 1 large avocado, sliced • 1/2 small red onion, thinly sliced • 1/2 cup feta crumbles • 1/4 cup roasted pistachios, chopped
1. In a small bowl, combine balsamic vinegar, olive oil, chopped garlic, Dijon mustard, and strawberry jam. Mix well. Add salt and pepper to taste. 2. In a pan, toast the almonds over medium heat until they are golden brown. 3. In a large bowl, add spinach. Then layer on strawberries, avocado, red onion, feta, toasted almonds, and chopped pistachios. 4. Toss dressing in salad or serve on the side.
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