Federal Benefits Made Simple - November 2025

TROPICAL ESCAPES TO SAVOR BUNGALOWS AND BLISS

Whether you’re looking to book a tropical trip this winter or want to live vicariously through descriptions of dream destinations, this article is for you! From overwater bungalows to swim-up bars, these resorts redefine relaxation in some of the world’s most glamorous getaways. A SPECTACULAR SOUTH ASIAN SOJOURN If you want to add flavor to your wintertime festivities with an international jaunt, the Maldives, just southwest of India, is home to some of the world’s most renowned resorts. Celebrated for its spacious rooms, private pools, and “floating breakfasts,” The Ritz-Carlton Maldives, Fari Islands, boasts seven restaurants offering a vast array of global delicacies. Another Maldives mainstay, Soneva Fushi, offers some of the largest overwater villas in the world — perfect for viewing the area’s breathtakingly clear waters.

And if you’re a fan of exploring tropical travel via social media, you’ve likely caught an eyeful of Instagram favorite Soneva Jani. This Maldives destination provides guests plenty of playful options, ranging from a waterslide to a trip on one of the resort’s seaplanes. Of course, an extraordinary vacation doesn’t necessarily mean spending time in an expansive environment. Those looking to balance luxury with a low-key vibe should check out Gili Lankanfushi Maldives, a boutique resort that invites guests to lounge on a private water hammock as their worries wash away. FRESH PERKS IN FRENCH POLYNESIA Outdoor bungalows are also a big hit in Bora Bora. In addition to in-room pools, the Four Seasons Bora Bora resort offers guests a view of Mount Otemanu that all intrepid travelers should experience at least once. Over at the Westin Bora Bora,

vacationers can take in the locale’s modern aesthetics while sipping cocktails at its swim-up bar. If you plan to travel with a large group, the two-story Presidential Suites and overwater villas at the Conrad Bora Bora Nui are outstanding options. Not surprisingly, Bora Bora isn’t the only place to visit in French Polynesia. Although the Hilton Moorea Lagoon Resort and Spa tends to book up quickly due to its smaller size, it’s worth trying to get a room for this vacation spot’s famous snorkeling sites alone.

Train Your Brain!

Pumpkin Dump Cake

INGREDIENTS

• 1 (15 oz) can pure pumpkin • 1 (10 oz) can evaporated milk • 1 cup light brown sugar • 3 eggs • 1 tbsp pumpkin pie spice

• 1 box yellow cake mix • 1 cup coarsely crushed graham crackers or pecans • 1/2 cup toffee bits (optional) • 1 cup (2 sticks) butter, melted

DIRECTIONS

1. Preheat oven to 350 F. Coat a 9x13-inch baking pan with nonstick spray and set aside. 2. In a large bowl, add pumpkin, evaporated milk, sugar, eggs, and pumpkin pie spice. 3. Stir to combine and pour into the prepared pan. 4. Sprinkle the entire box of cake mix on top, followed by nuts or graham crackers and toffee bits. 5. Pour melted butter evenly on top. 6. Bake for 45–50 minutes, until the center is set and edges are lightly browned. 7. Serve warm or at room temperature.

Inspired by CookiesAndCups.com

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