Federal Benefits Made Simple - November 2025

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Federal Benefits Made Simple, an E.A. Buck Company (FBMS), is an independent financial services firm helping individuals create retirement strategies using a variety of insurance and investment products to custom suit their needs and objectives. Insurance products are offered through the insurance businesses FBMS and E.A. Buck Financial Services. FBMS is an Investment Advisory practice that offers products and services through Buck Wealth Strategies (BWS), a Registered Investment Advisor. Registration as an investment adviser does not imply a certain level of skill or training. Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. FBMS is not affiliated with or endorsed by the US government or any governmental agency. MAS is not affiliated with FBMS, E.A. Buck Financial Services, or BWS. FBMS, E.A. Buck Financial Services, and BWS are affiliated by common ownership. In California, we are known only as E.A. Buck Insurance in all solicitations of insurance. CMP-59998 - 10/25

INSIDE THIS ISSUE page 1 Grandpa’s Tireless Work, Grandma’s Warm Welcome page 2 Bundle Up and Step Out Federal Benefits Training That Works

page 3 Paradise Found Pumpkin Dump Cake

page 4 A Global Movement: Astronomy for Everyone

Imagine walking down a city sidewalk and seeing a telescope pointed toward the sky. There aren’t any ticket lines or admission fees, only a friendly smile and a view of Saturn’s rings or the craters of the moon. That’s what’s happening thanks to a growing global movement bringing astronomy directly to the people, right on the streets! In cities worldwide, astronomy enthusiasts are setting up powerful telescopes in parks, on sidewalks, and in busy downtown areas. Their mission is simple: share the wonders of the universe with anyone who happens to walk by. The best part is there’s no experience required. All you need is a little curiosity. The movement is called #popscope (short for pop-up telescope). Founded in Ottawa, Ontario, Canada, in 2014, it has expanded to include hundreds of cities in Canada, the U.S., Ireland, and India. Volunteers, often amateur astronomers or passionate stargazers, invite strangers to peer into the sky, and many people are left speechless. It’s a great reminder that we all live under the same stunning sky. Sidewalk Telescopes Are Bringing the Universe to You STOP, LOOK, AND WONDER

These spontaneous sidewalk star parties are making science more accessible, especially for communities that don’t have easy access to observatories or science museums. Beyond amazing educational opportunities, the pop-up telescope events spark something deeply human: connection. As people gather to look up, they share a sense of awe that transcends background, language, and age. It’s hard not to feel united when staring at the vastness of the universe. This isn’t about high-tech gear or flashy presentations; instead, it’s an opportunity to pause for a moment amidst the noise and hustle and realize the universe is right there, waiting to be admired. Thanks to these sidewalk astronomers, more and more people are getting that chance.

To volunteer for the group, visit their website at PopScope.org.

So, the next time you’re strolling through the city and see a telescope a stranger has set up, don’t walk past it. Stop. Look. Wonder. You just might see Jupiter’s moons or Saturn’s rings, and you’ll definitely walk away with a smile!

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