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It is the story of a boy named Kojo, who lives in Ghana, Africa. Kojo is very poor and cannot afford to go to school. One day he gets a micro-loan of just a few coins, enough to buy one hen.
The picture book One Hen: How One Small Loan Made a Big Difference , written by Katie Smith Milway, tells the story of how a very small loan, called
The first week, Kojo’s hen lays five eggs. Kojo and his mother eat two and sell the other three. Kojo saves his egg money and pays back the loan after two months. In four months, he has enough to buy another hen. In six months, he buys a third hen.
a micro-loan , helped a young boy work his way out of poverty.
How many eggs can Kojo eat or sell with more hens? Color the number of eggs Kojo and his mother can eat in yellow. Color the ones he can sell green. The rst two are done for you.
Find the two identical hens.
Standards Link: Reading Comprehension: Use context clues to understand the meaning of words.
Kojo learns that chicken manure helps his family’s garden grow more vegetables. Kojo saves his money until he is able to afford to go to school. He goes on to college and studies how to run a chicken business. After college, he gets a larger loan and expands his chicken business. Eventually, he creates jobs for other people in his village and the entire community becomes richer. This story is based upon the life of Kwabena Darko. Today, Darko loans money to other people so they can start businesses, and the cycle of economic growth continues.
ONE HEN
TWO HENS
THREE HENS
FOUR HENS
TEN HENS
Standards Link: Counting: Counts numbers to 30.
© Vicki Whiting July 2025
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