Aulsbrook Law Firm - December 2018

INSIDE INSURANCE

Ways to Use Leftover Candy

During the Oh-So-Sweet Holiday Season

Sometimes we get a little too much of the sweet stuff. Between Halloween and New Year’s Day, candy is everywhere. It’s at home, at work, and on store shelves. Then, as the year comes to an end, many people start thinking about eating right and losing weight. When those are your New Year’s resolutions, you have to do something about all the leftover candy so it’s not around come Jan. 1. Donate it. While you may have an abundance of sweets, not everyone does. Consider donating wrapped and packaged candy to your local food bank or other nonprofits, including local homeless or women’s shelters. You can also look into donating candy to nearby schools. Many teachers will gladly take candy off your hands to reward students (or themselves) with treats throughout the rest of the school year. Bake with it. Whether you have an excess of candy corn or candy bars, you can bake with your sweet leftovers. The next time you make chocolate chip cookies, swap out the chocolate chips for candy corn. Or the next time you make brownies, chop up leftover candy bars and add them to the batter. From peanut butter cups to mint patties, there are so many different types of candies that can take traditional baked goods to the next level. Store it. Although not great for you, candy is fine to eat in moderation. A good way to moderate your holiday treat intake is to store your leftover sweets in the freezer. That way, you can pull a little from your supply each month to make sure you aren’t overdoing it. That said, be sure to check the expiration dates on all candy you save. Here are a few ways to get rid of your leftover candy ASAP.

3 Tactics Insurance Companies Use Against You

We all know insurance companies don’t always play fair, especially after an accident. They are in business to make money and to pay out as little as possible when the time comes. Insurance adjusters, for instance, are trained to talk you out of fair compensation. For those of us who buy insurance and hope it will be there when we need it, this can be frustrating. Here are three ways insurance companies don’t play fair. Constant Delays Insurance adjusters know people hate getting on the phone with them. They know people have to go to work, take care of their families, and pay bills. They know a lot of people live paycheck to paycheck and would love to have extra cash on-hand. Then, when you need to talk to an adjuster about your claim, it seems that they’re suddenly hard to get ahold of. As a result, people are more likely to settle as soon as possible just to get it over with — and end up losing out on the compensation they’re entitled to. Inconvenient or Unnecessary Requests It’s not uncommon for adjusters to ask for information or documentation that seems unrelated to your case. You may have to do some digging to find those documents, and it may feel like you’re being led on a wild goose chase. They may require information related to your health or your car. Sometimes, the adjuster may request documentation you’ve already submitted. It’s another layer of inconvenience to get you to settle without putting up a fight. Questioning Your Medical Treatment or History Adjusters typically ask questions about your medical care following an accident. They may question your need for treatment or want to know all the specifics of your treatment. Giving them too many details — or too few — can harm your case. They’re looking for any reason to reduce the amount of your insurance settlement. Thankfully, you can break past the frustration. When you have an experienced attorney fighting for you, you can rest easy. If you or a loved one has been in an accident, call 817.775.5364 (LDOG) to get the help you need.

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