Scott Counsel PC - November 2019

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NOVEMBER 2019

great way to form a habit of gratitude that can break through even the most monotonous of Mondays. Finding reasons to be grateful daily can also lead to an appreciation of the little things. There’s no reason to save our gratitude for life’s great successes — though we should absolutely be thankful for them, too. Every small success or bit of enjoyment we feel in a day can be a cause for celebration. Maybe you had a great cup of coffee this morning or, even better, a good night’s sleep you really needed. I think one of the hardest things for anyone to do is to find reasons to be thankful in really difficult or challenging circumstances. I’ve dealt with tragedies and challenges in my own life, and I’ve done my best to guide my clients through some of those tough times as well. It’s not easy to be thankful in hard times, but trying to find reasons to be grateful can help us on our journey to the other end of the tunnel. Even though this year was long and busy and had its fair share of challenges, I’m glad I can still pick out a few things I’m thankful for. I’m thankful for my peers, the attorneys of southern New Jersey who voted me as one of Staying Thankful All Year Long

It’s sometimes easy to forget to be thankful for everything we have. That’s probably why we have to have a whole holiday dedicated to remembering to be thankful. Even when I look back at 2019 and try and pick out everything I have to be grateful for just within the year, I doubt I’ll remember everything. There’s just too much to immediately recall. What a problem to have, right? That being said, I’m sure most of us can remember a time, or many times, this year when it seemed like there wasn’t a lot to be thankful for. We all have our bad days — some of us have bad weeks or even bad months. Even then, I think it can be helpful to look for things to appreciate in the good times and the bad. There’s a lot of scientific research that supports the idea that increased gratitude can lead to better mental and physical health. So, even though gratitude might not be your natural reaction to a bad situation, it may be in your best interest to form a habit of being thankful. You can express thanks in many ways. Some people keep a gratitude journal where they take time out of their day to write a few lines about what they have to be thankful for that day. If you can do this on a daily basis, it’s a

the top attorneys in the area for 2019. It’s an amazing honor to have my hard work, and, by extension, the work of those at my firm, recognized this year. I am also unceasingly thankful for my wife, Samantha, and my daughter, Sofia. Samantha has supported me in everything I do, and she is constantly a positive force in my practice. I love them both very much. Thank you to everyone who has helped me, my family, and my practice get to where we are today. Happy Thanksgiving!

-Justin Scott

Christa’s Corner

care, assisted-living, and memory care). If you find yourself in a situation like this, it is very important to start thinking about future hospitalizations and what your loved one’s outcome may or may not look like. You will want to think about matters like power of attorney, wills, protection of assets, life resource planning, Medicaid, and guardianship before it’s too late. Scott Counsel P.C. can help you at every stage of the decision-making process including the care coordination of all your loved one’s needs. We will assess for appropriate care services and advise, plan, and support accordingly. You do not have to feel alone. Trust that our legal, financial, and clinical team can help. You’re Ready for Discharge From the Hospital What Happens Next?

In my 20 years of working on the inpatient and outpatient side of hospital systems, I have witnessed many patients and families being told they are ready for discharge with no warning. It’s like one minute you’re sick enough to be admitted to an acute care setting, then the next minute you are stable enough to be discharged. With a new diagnosis in hand, and new challenges to face, families and patients are left contemplating, “What do I do next?” If you are not familiar with insurance and the terms “post-acute care” and “long-term care,”making a decision can be very scary. Patients and families are also often not aware of the different levels of care, either (acute rehabilitation, skilled rehabilitation, custodial

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The Sport That United a Country THE 1995 RUGBY WORLD CUP

game. It was controversial because of its connection to the architects of apartheid, but Mandela saw rugby’s potential as a symbol of hope and unity for a country that desperately needed it. Springboks captain Francois Pienaar (played by Matt Damon in “Invictus,” the film adaptation of this event) thought the president’s support of the team was a brilliant act. “During those six weeks, what happened in this country was incredible,” Pienaar said. Just before the final game that would decide the 1995 World Cup winners, Mandela sported a Springboks jersey and stood behind the team. Through a hard-fought match, South Africa came out on top, and, after receiving the trophy from President Mandela, Pienaar explained the atmosphere of the event: “When the final whistle blew, this country changed forever.” If the 1995 World Cup was any indication, the camaraderie inherent to rugby can transcend all kinds of barriers. Meet a fellow rugby player or fan in any part of the world, and you’ll likely forge an instant kinship. In 2021, you can look forward to cheering on the women’s teams during the Rugby World Cup in New Zealand.

In early November, the 2019 Rugby World Cup will wrap up in Japan. The international competition brings out world-class athletes and entertainment. While matches are certainly intense, respect for the competition and for referees is a core tenet of rugby culture. After going head-to-head with an opponent, you’ll still shake hands, and maybe have a beer together, at the end of a match. This principle was on full display nearly 25 years ago at the 1995 Rugby World Cup final in South Africa. The South African Springboks were up against the New Zealand All Blacks, and a number of factors made this an exceptional match. Just a few years earlier in 1991, apartheid legislation had been repealed in South Africa. The policy had left a deep cut, and the country still had a long journey toward healing and reparation. Nelson Mandela, who had been elected in 1994, was set on championing a “rainbow nation” in this new post-apartheid era.

Rugby started in England in the late 1800s, and colonizers took it to South Africa, where South Africans of every color embraced the

Legend of the Pirate Queen CHING SHIH: HISTORY’S MOST SUCCESSFUL PIRATE

office of a local governor-general, completely unarmed, and requested full pardons and government jobs for her entire crew— along with permission to keep all their stolen goods. In exchange, she promised to give up piracy for good. Thankful to be free of the Red Flag Fleet, the Chinese government agreed to her terms. Ching Shih’s second husband was even made an officer in the Chinese navy. Ching Shih returned to Canton with her vast wealth and spent the next 34 years living a life of comfort with her family and running a gambling den. In 1844, the legendary pirate queen passed away of old age at 69, a rare feat for pirates of her era.

From Blackbeard to Jack Sparrow, pop culture teems with pirates who frequented the ports of the Caribbean. And while these pirates are well-known for their (sometimes fictional) accomplishments, the most successful pirate in history terrorized the seas of China instead. Her name was Ching Shih. Ching Shih, who was born Shih Yang, was working in a Cantonese brothel when she met the pirate Zheng Yi. He came from a long family of notorious pirates and was impressed by Ching Shih’s cunning. They married in 1801 and built a pirate empire known as the Red Flag Fleet. When Zheng Yi passed away suddenly in 1807, Ching Shih strategically maneuvered her way into leadership, taking control of over 60,000 pirates. Historians describe Ching Shih as a brilliant military strategist, a skilled businesswoman, and a harsh disciplinarian. After taking control of the fleet, Ching Shih implemented a strict code of conduct. The code included rules for distributing booty, protecting female captives, and beheading anyone who disobeyed Ching Shih. Under her rule, the bloody crimes of piracy became a profitable business. The Red Flag Fleet would eventually clash with the British Empire, the Portuguese Empire, and the Qing dynasty of China, but no one could topple the pirate queen.

After almost a decade of pillaging the high seas, Ching Shih decided piracy wasn’t the best retirement plan. In 1810, she walked into the

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TAKE A BREAK

GET MORE BANK FOR YOUR BUCK Take Full Advantage of Your Financial Institution

Whether you’re banking with a credit union or a national giant, your financial institution likely offers more resources, account options, and saving plans than you’re using — or even aware of. As one NerdWallet article puts it, “Banks and credit unions continue to find new ways to both delight and confound customers.” If you focus on the delights, you can get more bang for your buck out of the financial institution you’re already using. Plus, there’s a good chance you’ll pick up new ways to stretch your retirement fund, grow your investments, and pass nest eggs to your grandkids along the way. Take these two easy steps to get started. 1. Get Clicking Even for someone with plenty of internet savvy, bank websites can be intimidating. Most are filled with tabs and portals that overwhelm customers, causing them to limit their interactions to plugging in a username and password to check their balance. Don’t fall into that trap! If you want to get a complete picture of what your bank has to offer, its website is the place to start. Next time you log in, set aside an hour or two to explore the site tab by tab. Take note of products and services you might not be using, like mobile banking apps, 24-hour hotlines, continuing education, and additional account options and their interest rates. Schwab, for example, offers a free online learning center complete with seminars, one-on-one financial advice, and more than 300 informative articles and videos. 2. Schedule a Sit-Down If your bank has a brick-and-mortar location near you, make a point to visit it. While there, take the time to learn about the latest updates from the reading materials on offer, make an appointment with a financial analyst, or speak with a bank teller. It’s in your bank’s interest to see your accounts grow, so representatives are happy to help. If you’ve already explored your bank’s website, this is the time to ask follow-up questions on what you found or make a financial move in a new direction. Whether you’ve decided on a 529 plan or a high-interest checking account, your banking representative can make it happen.

THE BEST LEFTOVER TURKEY SANDWICH

Inspired by FoodNetwork.com

Ingredients

1/3 cup leftover dressing or stuffing

2 slices sourdough bread

2 tbsp Dijon mustard

2 tbsp leftover gravy

2 slices Swiss cheese

• 1 tbsp butter, room temperature Note: Don’t worry if you don’t have all the leftovers required.

1/3 cup shredded leftover turkey

3 tbsp leftover cranberry sauce

Directions

1. Coat inside of each bread slice withmustard and a slice of cheese. Place turkey and cranberry sauce on one slice and dressing and gravy on the other. 2. Combine sandwich and spread butter on both sides. 3. In a panini maker or large skillet, grill until crispy and golden brown. 4. Slice and serve.

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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

856-281-3131 www.scottcounsel.com 1230 Brace Rd. Cherry Hill, NJ 08034 INSIDE THIS ISSUE

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Staying Thankful All Year Long

The 1995 Rugby World Cup History’s Most Successful Pirate

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The Best Leftover Turkey Sandwich How to Get More From Your Bank

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The Legend of Sergeant Reckless

THE GREATEST AMERICAN WAR HORSE THE LEGEND OF SERGEANT RECKLESS

Sergeant Reckless’ greatest achievement occurred during the final stages of the Battle of Outpost Vegas. During the bloody five-day campaign, Reckless made 51 trips to resupply guns over the course of a single day. By the end of the battle, she had carried 386 rounds of ammunition by walking 35 miles through rice paddies and mountain trails. After dropping off the ammunition, Reckless would then bring wounded soldiers back to safety. Reckless was trained to lie down when under fire and avoid barbed wire, and her ability to do so without needing human command saved many lives during the battle. Reckless would close out her war career with two Purple Hearts and the rank of staff sergeant. She spent the rest of her years at Camp Pendleton in California. To learn more about this legendary mare, be sure to check out “Sgt. Reckless: America’s War Horse” by Robin Hutton.

Animals have acted as companions to humankind for thousands of years. They’re a near-constant source of companionship, comfort, and aid. Unfortunately, military animals don’t often get the recognition they deserve. One horse, in particular, was essential to the success of her regiment during the KoreanWar. Meet Sergeant Reckless. Bought for $250 in 1952 by a U.S. Marine Corps lieutenant at a Seoul racetrack, Sergeant Reckless was trained to carry ammunition for the 5th Marine Regiment. Her name was a play on the“recoilless”rifle ammunition she carried and a nod to the daredevil attitude of the soldiers who used them. Reckless was pivotal for her regiment inmore ways than one. As Robin Hutton notes in her book“Sgt. Reckless: America’sWar Horse,” “Because horses are‘herd’animals, the Marines became her herd. She bonded so deeply with them that Reckless would go anywhere and do anything to help her adopted family.”

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