Harmonson Law Firm - March 2020

TOP 3 REAS INSURANCE COMPANIES DEN

One of the greatest things about March Madness is that you don’t have to be a huge college basketball fan to get in on the fun. Kids of all ages can fill out brackets — or have a parent fill one out for them — and watch their picks duke it out on the court. While healthy competition among family members can be fun all on its own, check out the following tips if you’re looking to go the extra mile and reap as much fun from March Madness as you can. Turn each game into an event. Not every kid may like watching basketball, but if they fill out a bracket, then they might gain at least a passing interest in who will win each game. To elevate their interest, turn each March Madness matchup into a little party. It doesn’t have to be fancy; make fun snacks to eat while you watch or bet pieces of candy on who will have the most points to create great family bonding opportunities. MARCH MADNESS FUN FOR THE WHOLE FAMILY

A car accident can inflict substantial suffering, but so can navigating the claims process after a wreck. There are a number of pitfalls a claimant can encounter when dealing with auto insurance companies. In some cases, an insurance company can outright deny your claim, leaving you with high medical bills, lost income, and financial hardships. Here are the top three reasons an insurance company might impede your rights to fair compensation:

1. LAPSES IN COVERAGE

If the motorist who hit you hasn’t paid their premiums or is uninsured, the at-fault party’s former insurance company is not responsible for your claims. While this is an unfortunate situation, car accident victims have options in Texas. Since Texas requires that drivers carry uninsured motorist protection on their policies, an attorney can help with filing claims with your own insurance company when the at-fault driver doesn’t have insurance.

2. DELAYS IN PROVIDING INFORMATION TO AN INSURANCE COMPANY

In the aftermath of a car accident, many motorists are overwhelmed. They might also be seriously injured. These scenarios make it difficult to provide all necessary information to insurance companies to settle claims. Additionally, some insurance companies make the process of supplying information exceedingly difficult in an attempt to get the party filing the claim will give up. After a period of time, an unresolved claim might be closed by an adjuster too, which further delays receiving settlements. SUDO KU

Reward the winners with prizes. Offer prizes to each round winner as well as the overall bracket winner to get the whole family involved. Small prize ideas for each round can

include a homemade dinner of the winner’s choice, a week’s supply of their favorite snack, or a coupon for getting out of a chore. Whoever wins the whole

tournament (or makes it the furthest with their bracket) deserves a bigger reward. Offer them the chance to see a movie of their choice in theaters or to eat a meal at their favorite restaurant. Create a learning opportunity. Learning math or geography might not sound like your child’s idea of fun, but it can be when they learn it through the lens of March Madness. See if your kids would be interested in understanding the inner workings of the ranking system or studying where some of the qualifying colleges are located on a map of the United States. They may find it so interesting that they don’t even realize they’re learning valuable skills.

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2 • www.ClarkHarmonsonAttorney.com

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