DON’T LOSE SLEEP OVER YOUR RETIREMENT PLAN!
Allow the Retirement Authority to Help
The biggest fear people have when considering retirement is running out of money. No one wants to return to work or get a part-time gig to make ends meet while in retirement. Because of this, thinking about retiring can become a bit overwhelming — and some even lose sleep over it! However, if you create a retirement plan that outlines your needs, wants, goals, and financial strategy, you can make the most out of your retirement without worrying about those pesky “what if” questions. Here are three strategies you can use when creating your retirement plan so you can return to receiving a good night’s rest. OUTLINE WHAT YOU WANT YOUR RETIREMENT TO LOOK LIKE. Do you have bucket list items you want to cross off when you retire? Are you planning on traveling or downsizing your home? Have you considered your monthly expenses and other financial factors? You should ask these questions when determining the dollar amount you want to save. When you outline what you want your retirement to look like, it can help you pinpoint the funds needed to make your dreams a reality. RESEARCH VARIOUS RETIREMENT INVESTMENTS. When you create a retirement account, you can access various investments such as stocks, bonds, and mutual funds. However, deciding on the right kind of investment depends on how long you need the money and how
comfortable you are with risk-taking. Therefore, research your options, examine the pros and cons, and see which investments will help you reach your retirement goals. YOU CAN START SAVING AT ANY TIME! Some may be concerned that it’s “too late” to save
for retirement. But that’s not the case! While it’s best to start saving money early in life, you can adjust your retirement savings goal to compensate for the missed time. You can increase the amount you save in your 401(k), make catch-up contributions, or create a traditional or Roth IRA. It’s about finding the best process and strategy for you and your lifestyle! If you or someone you know needs help creating or updating their retirement plan, please allow The Retirement Authority to assist! We will be happy to learn more about your goals and help develop a plan that works best for you and your family. To book an appointment with Scott Mizenko, go to BookLTCcall.com , or you can email him at Scott@scottmizenko.com or call 800-570-1396.
Inspired by FoodNetwork.com
TAKE A BREAK
RHUBARB CRISP
With this recipe’s sweet center and crispy top, you’ll find yourself springing for seconds.
INGREDIENTS
Topping: •
1/4 cup roughly chopped walnuts 1/4 cup old-fashioned oats (not instant)
•
• • • • •
1/4 tsp cinnamon
Filling : •
3/4 cup flour
2 1/2 lbs rhubarb, cut into 1/2-inch pieces
1/3 cup light brown sugar
• •
1/2 cup plus 2 tbsp sugar
1 tbsp sugar
3 tbsp all-purpose flour
4 tbsp unsalted butter
1. Preheat oven to 400 F. Set rack in the center of the oven. 2. In a food processor, place all topping ingredients. Pulse until the mixture is crumbled to the size of small peas. Do not over-process. Set aside. 3. Into a large, shallow baking dish, pour the rhubarb and sprinkle with sugar and flour, coating the rhubarb evenly. Spread crisp topping over entire filling mix. 4. Bake until crisp is bubbly and the top is golden brown, approximately 30–40 minutes. Serve warm or room temperature. Enjoy! DIRECTIONS
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