Vermost Insurance Agency - May 2023

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Protection Team News

‘TIS THE SEASON For Legislature, Hurricanes, Hockey, and Baseball

The Florida Legislature is in session. So far, nothing has been passed that will impact insurance rates. Several bills are still making their way through the committee process, but as of now, nothing has made it to the floor for final votes. One of the bills gaining traction has the potential to help with windshield fraud and abuse. But we all know how these things go … Amendments are added, then the companion bill from the other chamber must be reconciled and re-voted on before heading to the governor’s desk for a final decision. Hopefully, I will have something more concrete for you next month. Can you believe that as you read this article, we will be less than 30 days away from the official start of the 2023 hurricane season? As I have mentioned previously, we are putting the finishing touches on a new digital addition that will allow you to access your policies online 24/7 from the web or your cellphone. You will also be able to get Auto ID Cards, add and remove cars and drivers, and request changes. For our commercial customers, you can also get instant certificates of insurance 24/7. The only catch is that our office will need to set up and invite each person to use the software for security purposes. We will be sending out more information once it is finally ready for use. Yes, we will also have training videos for you with step-by-step instructions on its usage and setup. Stay tuned … Another thing about to start is the hockey playoffs. Our Tampa Bay Lightning are limping into the playoffs this year. Yes, they have made the playoffs again, but the team just has not had that spark and togetherness we have all come to expect from them. I am not holding out much hope for a deep run in the playoffs this


Updates on Legal Sessions and Sports Page 1 Want the Best Sleep of Your Life? Page 2 Provide for Your Employees Page 2 Host an Unforgettable Murder Mystery Dinner Page 3 Referral Winners Page 4 Wacky May Holidays Page 5 Salmon Croquettes With Dill Sauce Page 5 Sudoku Page 5 March Referrals and Puzzle Winner! Page 6

Noelle on the tarmac at Tampa International Airport for a Runway 5K!

year. Maybe they just need the extra time in the offseason to rest and recuperate from the many deep runs they have had over the past several years. Either way, they made it to the playoffs, and hopefully, they make it past the first round. This time of year is also the start of regular season baseball. Our Tampa Bay Rays are sitting on top of the standings and looking like the team to beat. Yes, I know it is still very early in the season, but they've got some great pitching, timely hitting, and some great defense as well. With the new rules put in place this season prohibiting the infield shift, the Rays are looking great. Let us hope it continues and the injury bug doesn’t find them this season. Until next month, –Darren

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Toll free (800) 828-2226 Fax (727) 577-4991

PUT YOUR TEAM FIRST Protect Them With Insurance and a Group Benefits Package If you’re an employer or plan to be an employer soon, you likely are looking into or already offering insurance and group benefits to your team members. Here at Vermost Insurance Agency, we offer it all and act as your resource to ensure you can attract the best employees and, more importantly, retain them. You never want to invest time and money into building the dream team, only to have it crumble by the wayside as they leave for other corporations and businesses with better benefits and opportunities. Employee benefits are critical to helping your business succeed. It shows your team you care and are invested in their health and future. Solid employee packages will attract the cream of the crop and keep those who succeed at your company around for the long haul. This is where we come in. We will help you assemble a program tailored to your company's needs with products and services to best set you up for success. We offer it all, including:


If you've ever planned a vacation, you’ve probably picked a few key places to visit, like a museum, restaurant, or historic site. However, a new vacation trend is

becoming increasingly popular: sleep tourism, where a traveler plans their entire vacation to get the best quality sleep during their time away.

Before, common goals for vacations were to eat delicious foods, stay up late to see the sights, and fit in as much activity as possible. However, this left travelers completely exhausted. And as our culture continues to understand how important sleep is to our health, more people are prioritizing rest even while they’re away. But being a sleep tourist is about more than going to bed early and ensuring you get your recommended eight hours of rest. It's about building your vacation around sleep. Some hotels even offer rooms tailored to sleep tourists, with amenities so popular that their sleep options have become regular offerings. So, if sleep tourism sounds like something you'd be interested in, here are three hotels that help you catch those z's. Park Hyatt New York (NYC): This hotel features a "Sleep Suite" designed by Bryte, a company that uses AI to facilitate sleep. The room touts an intuitive "Restorative Bed," which adjusts to relieve pressure points and controls climate temperature throughout the night, according to each person’s needs. This suite also includes an array of soothing essential oils, a diffuser, and books about sleep. The Cadogan, a Belmond Hotel (London): This hotel offers a "sleep concierge," which boasts prerecorded sleep meditations and a pillow selection menu for every type of sleeper. Sleepers can even benefit from the hotel’s weighted blankets, scented pillow mist service, and their proprietary sleep tea. Zedwell (London): The first ever "sleep-centric" hotel, Zedwell uses recycled materials to insulate every door, wall, and floor from sound. This hotel also purifies the air within the hotel and fills every space with ambient lighting.

Vermost Insurance Now has a relationship with Chuck Chucri, who offers financial planning and investment

Did You Know ...

advisory services!

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1200 Belcher Rd. S., Suite 1

Largo, FL 33771-3315

Phone: (727) 748-2886

• 401 (k) Retirement Plans • Flexible Spending Accounts (FSA) • Health Savings Accounts (HSA) • Health Reimbursement Arrangements

• Group Life Insurance • Group Vision Insurance • Group Health Insurance • Group Dental Insurance • Group Disability Insurance • Group Long-Term Care (LTC) Insurance

Host a Murder Mystery Dinner! Did you know May is Mystery Month? There are dozens of ways to celebrate this enigmatic occasion, from playing Clue to rewatching “Glass Onion” — but why not bring those experiences to life and host your own murder mystery dinner at home? Thanks to a plethora of kits on the market, doing so is easier than ever! What is a murder mystery dinner? A murder mystery dinner is essentially a real-life game of Clue. You invite friends over for dinner and turn your home into the set of “Knives Out” — without the blood, of course. Each of your friends takes on the persona of a character in the story, and when one of them is “murdered,” you compete to uncover who dunnit. Step 1: Pick your kit. Planning a murder mystery dinner from scratch would take the ingenuity of Sir Arthur Conan Doyle. Luckily, you have several ready-made mysteries to choose from! You can find boxes from Masters of Mystery and My Mystery Party at your local board game store, but you can find many options available online, too. Night of Mystery ( ), for example, sells both in-person and virtual kits with themes ranging from ‘80s prom to Christmas homicide. If your friends and family don’t like the idea of acting and dressing up, that’s okay — you can still solve a mystery over dinner! Look into kits available through Unsolved Case Files ( ) or Hunt A Killer ( Shop.HuntAKiller. com ), which involve collaborative mystery-solving without the character work. Step 2: Curate your guest list. Most murder mystery dinners require at least four people, while some include characters for six, eight, or more! Check the number of players on your kit and invite your most creative, analytical, theatrical, and mystery-loving friends. Step 3: Decorate and plan the menu. If you choose a themed murder mystery, level up your event with a matching menu and decor! For games taking place in England, whip up a shepherd’s pie and THE BEST WAY TO CELEBRATE MYSTERY MONTH

Call us to assemble your package to minimize employee turnover, hang onto the best of the best, attract strong candidates and prospects, and boost employee morale and productivity. If you have any questions or are ready to set up your individual insurance and group benefits package for your team, contact us today! We are prepared to help you best help your team! Let’s get started.

CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP®, CLU®, ChFC®, FLMI Financial Advisor The Prudential Insurance Company of America Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. 1-800-778-2255 Vermost Insurance is an independent organization and is not an affiliate of Prudential Financial.

make a cardboard cutout of Big Ben. For Havana Nights, plan a build-your-own Cubano bar and throw on an Afro-Cuban playlist. You can be as over-the- top as you like. Remember, it’s Mystery Month!


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Toll free (800) 828-2226

Fax (727) 577-4991




We want to thank everyone who referred their friends, family, and coworkers to Vermost Insurance throughout 2022. When you refer someone to us, you receive rewards for each referral and are entered into monthly and annual drawings for additional, even bigger prizes. Your referrals mean a lot to us, and we want to reward you for helping us grow our Vermost Insurance family. The annual grand prize winner of our 2022 referral program is Christine Taylor. She received a 55-inch 4K TV plus a $250 donation to a charity of her choice. If you want a shot at the 2023 prize, keep sending referrals our way. Your referrals make us happy, and we hope our referral program makes you happy, too!

Christine Taylor is our 2022 referral winner of the 55-inch 4K TV plus a $250 donation to a charity of her choice.


• $5 Donation to our spotlight charity: Meals on Wheels of Tampa

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1200 Belcher Rd. S., Suite 1

Largo, FL 33771-3315

Phone: (727) 748-2886

1200 Belcher Rd. S. Suite 1 ● Largo, FL 33771-3315 ● Phone: (727) 748-2886


Wacky May Holidays

• May 1 — National Mother Goose Day • May 2 — National Truffles Day • May 3 — National Bike to School Day • May 4 — National Weather Observer’s Day • May 4 — “Star Wars” Day • May 5 — National Space Day • May 6 — National Play Outside Day • May 7 — National Lemonade Day • May 8 — National Have a Coke Day • May 9 — National Sleepover Day • May 11 — National Eat What You Want Day • May 12 — National Nutty Fudge Day • May 13 — National Dog Mom’s Day

• May 14 — National Dance Like a Chicken Day • May 17 — National Cherry Cobbler Day • May 18 — National No Dirty Dishes Day • May 19 — NASCAR Day • May 20 — International Red Sneakers Day • May 22 — National Vanilla Pudding Day • May 23 — National Taffy Day • May 24 — National Scavenger Hunt Day • May 25 — National Brown-Bag-It Day • May 26 — National Paper Airplane Day • May 27 — National Grape Popsicle Day • May 29 — National Paperclip Day • May 31 — National Flip Flop Day




chopped • 1 large white onion, finely chopped • 4 large eggs, beaten

• 1 1/2 cups plain yogurt or fat-free sour cream • 1/4 cup Dijon mustard • 6 sprigs fresh dill, chopped • 2 14.75-oz cans salmon, packed in water • 4 celery stalks, finely

• 1/2 tbsp salt • 1 tbsp pepper • 2 tbsp olive oil

Directions 1. In a small bowl, whisk together yogurt, Dijon mustard, and dill to make the dill sauce. Set aside. 2. Drain the salmon, then remove and discard the bones and skin. In a large bowl, mix the salmon, celery, onion, eggs, salt, and pepper. Form the mixture into 8 patties. Coat a medium skillet with olive oil and heat it over medium-high heat. Cook the patties until browned on both sides, about 5 minutes per side. 3. Put a dollop of the dill sauce on top of each patty and serve. Inspired by

You can fax, email, or mail your completed puzzle for a chance to win our monthly prize!

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Toll free (800) 828-2226

Fax (727) 577-4991


1200 Belcher Road South, Suite 1 Largo, FL 33771 (727) 748-2886


You Make Us Happy

We Insure More Than Just Cars and Homes Here's a list of some of our lines of protection:

Thank you for recently referring your friends, family, and coworkers to our agency. With your help, our Vermost Insurance family keeps growing. We hope our referral program makes you happy, too! People who referred clients to us in March:

› Antique vehicles › Annuities › Auto › Boat/RV › Bonds › Builder's risk › Commercial auto › Commercial property › Condo › Dental › Disability › Employee benefits

› Flood › General liability › Health › Home › ID theft › Life › Mobile home › Motorcycle/Jet Ski › Notary public

Andy Williams Robert DeHaan Candy Moore Christopher Partenheimer Shane Hart @ Holland John Dunn

James Allison David Louden Elizabeth Barron Bernadett Hayduke Abe Moussa Joseph Mingo III Brems Cabinetry

April Puzzle Winner: Mackenzie Brown April Referral Winner: John Dunn

› Umbrella › Workers'


... and more!

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1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315

Phone: (727) 748-2886

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