Holland & Usry, PA - January 2026

From Motorcycle Accident to Maximum Settlement AUSTIN’S JOURNEY

A few years ago, I had the privilege of representing Austin, a 24-year-old Marine Corps veteran who suffered catastrophic injuries in a motorcycle crash near Spartanburg. He had just returned from service in Japan and was starting a nursing degree at University of South Carolina Upstate. The Crash Details On July 12, 2022, just after noon, Austin rode through a green light on Highway 296 when a driver turning left failed to yield and struck him head-on. A witness reported that the impact threw him about 20 yards. Austin recalls seeing sky and pavement, screaming, and realizing his left big toe had been torn off. Both vehicles were heavily damaged, and his motorcycle was totaled. The Extent of His Injuries Austin’s injuries were profound. He spent a week in the hospital, followed by 11 days in a rehabilitation facility. His medical issues included:

• A traumatic avulsion of the left big toe requiring amputation • A fractured left hip • A shattered left leg • A fracture of the T1 spinous process With significant medical bills and a permanent injury, Austin and his mother decided he needed legal help. The Details of His Case Austin was referred to us by one of our former motorcycle clients, a source of referrals we value deeply. I met him at the hospital to answer his questions. He interviewed several lawyers before deciding whom to hire, and I encouraged him to take the time he needed. A few days later, he chose our firm. We gathered crash evidence, analyzed his medical records, and spent considerable time learning how these injuries affected his daily life. However, the most important step, and one Austin hadn’t anticipated, involved locating insurance coverage.

South Carolina requires only $25,000 in liability coverage, an amount far too small for injuries this severe. Fortunately, the at- fault driver carried $100,000. We then uncovered two layers of underinsured motorist (UIM) coverage: $25,000 on Austin’s own policy and another $25,000 through his grandmother’s policy because he lived with her. Many riders don’t realize they can access UIM coverage from household family members, but South Carolina law allows it. In the end, we secured the full $150,000 available. We also worked to reduce the reimbursement owed to Austin’s health insurer, leaving him with significantly more compensation than he expected.

*Past outcomes don’t guarantee future results. Every case is different, and all cases depend on unique facts and laws.

Good News

KOREAN GROUND BEEF

Ingredients

Sauce • 1/4 cup reduced-sodium soy sauce • 1 tbsp honey, or a liquid sugar- free sweetener • 1 tsp cornstarch • 1/2 tsp red pepper flakes

Stir Fry • 2 tbsp avocado oil

“The wisdom of the prudent is to give thought to their ways.” –Proverbs 14:8 “You are saved by God’s grace through His faithfulness. This salvation is God’s gift. It’s not something you did that you can be proud of.” –Ephesians 2:8-9, Common English Bible

• 1 lb lean ground beef, 85/15 • 1 tbsp fresh garlic, minced • 1 tbsp fresh ginger root, minced Finishing Touches • 1 tbsp toasted sesame oil • 1/4 cup green onions, thinly sliced

Directions 1. In a small bowl, whisk together soy sauce, honey, cornstarch, and red pepper flakes. Set aside. 2. In a large skillet, heat avocado oil over medium-high heat. Add beef and cook, stirring, until no longer pink, breaking it into crumbles as you cook, about 5 minutes. 3. Drain the beef and return it to the skillet. Add garlic and ginger and cook, stirring, for 1 minute. 4. Stir sauce into the beef, then cook for 2 more minutes, until heated through and the sauce thickens. 5. Off heat, drizzle the dish with sesame oil, sprinkle with sliced green onions, and serve over white rice (if desired).

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