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What’s the Best Gift You Can Give Your High School Graduate? Peace of Mind
Recent high school graduates all across the country are excitedly (and anxiously) preparing for their first year as adults. Many of them are spending their summer days researching their new college campus, exchanging texts,
or DMs with their new roommate, and packing everything they can out of their childhood home to bring with them on their new adventure. While leaving home for the first time serves as a pronounced transition for all young adults, it’s often their parents who are stuck navigating the emotional stress associated with this change. If you are a parent or guardian trying your best to prepare your young adult for life away from home, I’m here to tell you that one of the most overlooked but important ways you can help them is by establishing a power of attorney and advance medical directive. I realize that when you’re thinking of care packages to send with your kiddo to college, legal documents might not top the list. But remember that while you may feel they will always be your baby, once they hit 18, they become independent legal actors. They might take out loans to help pay for tuition, sign a lease to rent an apartment with their buddies, or apply for a credit card, all of which impose contractual financial obligations. But just as “life happens” to parents, it also happens to their adult kids. Fortunately, there is a way to be prepared for it.
their financial and medical affairs if you have the legal authority to do so. If you haven’t been designated as their agent under a power of attorney or advance medical directive, you won’t have the ability to make the decisions you need to make as their parent. You won’t be able to terminate their lease, withdraw them from classes for a semester if need be, cancel credit cards, or make any necessary health decisions without this essential legal documentation. When serious illness or injury strike and the young adult doesn’t have the appropriate legal documents in place, the parents’ only recourse is to petition the court to become their child’s guardian and conservator: the protectors who are appointed by a judge to manage the financial affairs and/or daily life of another person due to physical or mental limitations. In Virginia, this process is time-consuming, expensive, and stressful. Some states have a separate system to handle cases like these, but in Virginia, parents have to petition with the circuit court, have an attorney appointed to investigate the allegations in the petition, then
schedule and attend a hearing. But this arduous process can be avoided if you take proper precautionary measures beforehand. As a parent who “daylights” as an attorney, the college care package I gave my own daughter was establishing a power of attorney and advance medical directive, and it has given both of us immense peace of mind over the years. Of course, every family’s situation will be different. For example, since I am a single parent, my daughter and I agreed to make her grandmother and her aunt the backup agents in case I am ever incapacitated. While this certainly isn’t the most fun gift to give your son or daughter as they embark on their journey to adulthood, it is one that will offer the most peace of mind and save you lots of time, money, and stress later on if you ever need to help that “baby” in a pinch. If you have any questions about how to get started, don’t hesitate to ask!
If your young adult child is in an accident or gets sick, you’ll only be able to help manage
www.PromiseLaw.com | 1 -Geneva Perry
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3 FAMOUS UFO SIGHTINGS (BESIDES ROSWELL) Did You See That?
Going stargazing this summer? Be sure to keep your eyes out for unidentified flying objects (UFOs)! July 2 is World UFO Day, commemorating the supposed UFO crash that took place in 1974 in Roswell, New Mexico. Everyone knows about the strange things that happened in Roswell, but let’s look at a few lesser-known, but no less strange, UFO sightings.
object giving off lights and still moving. The object was gone when police arrived, but they found unusual markings at the site. A few days later, more servicemen went into the forest where they spotted three mysterious bright lights in the sky that shone for hours.
EAST COAST GO FAST VIDEO
THE FIRST FLYING SAUCER
In 2015, a U.S. Navy Boeing F/A-18F Super Hornet strike fighter captured video of a bizarre, fast-moving object that had no visible wings and emitted no heat or no exhaust trail. The video, which can be viewed at COI.ToTheStarsAcademy. com/2015-go-fast-footage, shows the object in the fighter’s targeting system. The pilot and the weapon systems officer can be heard shouting and asking, “What is that, man?”The video leaked in 2017 along with news of the Advanced Aviation Threat Identification Program (AATIP), a secret U.S. government organization investigating UFOs. Most UFO sightings have rational explanations. Even the famous Roswell Incident was proven to be debris from a surveillance program the U.S. military used to spy on the Soviet Union. But there’s something to be said about how a UFO sighting makes us look up at the night sky and wonder if we’re not alone.
On June 24, 1947, civilian pilot Kenneth Arnold was flying his plane near Mount Rainier in Washington when he reported seeing nine blue, glowing objects flying in a V formation at around 1,700 mph. Arnold would later describe the crafts’motions like “a saucer if you skip it across water.”The government confirmed there were no aircraft tests in the area that day. In the following weeks, other sightings of Arnold’s flying saucers would crop up across the region.
THE RENDLESHAM FOREST INCIDENT
Things got weird at a Royal Air Force military base in England on Dec. 26, 1980. At around 3 a.m., two Air Force members saw odd lights falling into the nearby Rendlesham Forest. They reported finding a metallic
Gone to the Dogs HOW CAN A THIEF SUE THE FAMILY HE ROBBED?
Have you heard the story of Terrence Dickson? Even if you don’t know the name, you might have heard his strange tale. Dickson was a burglar in Bucks County, Pennsylvania. One day, after breaking into a house and helping himself to some valuables, Dickson decided to leave through the garage. After discovering the automatic garage door was stuck closed, Dickson turned around and was horrified to realize he’d locked himself inside. To make matters worse, the family he was stealing from had just left for an extended vacation, so Dickson lived off of soda and dried dog food for eight days. When the family returned and found the unlucky burglar, a lawsuit was filed — by Dickson! He sued for mental anguish, and the jury awarded him $500,000. There’s nothing that shakes our faith in the justice system quite like injustice being served. When Dickson’s story first gained notoriety in 2001, thanks to an email circulated by the now-defunct Stella Awards newsletter, which highlighted “outrageous lawsuits,” people were rightfully enraged. There was just one problem: Terrence Dickson never existed. In 2002, a reporter from Pennsylvania contacted the Bucks County prothonotary’s office, where all records for civil cases in the county are kept. He discovered there was no record of any cases involving such a burglar. It’s worth noting the original email where this story
first appeared ended with a call for tort reform from a made-up law firm in Ohio. Likely, this hoax was an attempt to manipulate the public perception of the justice system. Despite being debunked 17 years ago, this tall tale still makes the rounds and often appears on lists of “outrageous lawsuits,”many of which are featured on the websites of legitimate law firms! There are plenty of wacky legal cases, but when a story is too ridiculous, there’s a good chance a few important details are being left out or the readers are being lied to. Don’t believe everything you read online!
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TAKE A BREAK
BEWARE THESE RETIREMENT
Common Financial Pitfalls
The bulk of retirement planning is spent discussing how you will save money in the years leading up to the end of your career, but that’s only half of the picture. Once you enter retirement, your focus shifts to the smartest way to divest your money for both your own enjoyment and your continued financial security. There are countless ways to wisely spend your nest egg, such as taking trips, providing for the education of your grandchildren, and more. However, this article isn’t about good ideas. Instead, let’s talk about some of the worst ways to spend your retirement funds. The appeal of a timeshare seems obvious. It’s a space of your own for a few weeks of the year, and you get to enjoy a nice change of pace from your regular environment. The problem is that these properties are full of hidden costs and have been outpaced by other vacationing options. In a world where you can book an Airbnb with just a few clicks, timeshares are poised to become a relic of a past age. Hackers and cyberscammers love to prey on the elderly. As predatory as it may sound, they know that older generations tend to be less tech savvy than their younger counterparts. You should be wary of online offers that look too good to be true. If you have even the slightest doubt, have a loved one take a look at the offer to ensure you’re not being scammed. Never provide your private financial data to a source you don’t absolutely trust. TIMESHARES ONLINE SCAMS
JUICY LUCY SLIDERS
Inspired by Bon Appétit Magazine
2 lbs. ground chuck beef, 20% lean 8 slices melting cheese (like American, Swiss, Muenster, or cheddar)
16 small potato rolls, toasted
Salt and pepper, to taste
Your favorite burger accompaniments
Many of us have walked into the house of an older relative to find a room full of American Girl dolls or a display case of Candlewick glassware. Collecting can be a rewarding hobby when done in moderation, but amassing items simply for their own sake is a waste of money and space. Make sure you’re acquiring objects because you truly want to treasure them.
1. Divide beef into 16 evenly sized balls. 2. Rip cheese into roughly equal pieces, creating 16 equal portions. 3. Using your index finger, create a small indentation in each ball. 4. Fill indention with cheese and pinch meat around to seal. Then gently form balls into 3/4-inch-thick patties. Season patties. 5. Meanwhile, heat a cast-iron skillet to medium-high. 6. Lightly coat skillet with oil and cook patties in batches. Brown one side undisturbed, about 3 minutes. Carefully flip and cook until desired doneness, about 3 minutes for medium. 7. Serve on toasted potato rolls with your favorite accompaniments.
In general, real estate-based purchases can be extremely beneficial for retirees. The exception to this rule is a spur-of-the-moment relocation in order to be closer to your family or a retirement community. Because real estate transactions are so expensive, it’s best to approach them with extreme care and due diligence.
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INSIDE THIS ISSUE
What’s the Best Gift You Can Give Your High School Graduate? Going Stargazing? Watch Out for UFOs! Did You Hear About the Dog Food Burglar? Juicy Lucy Sliders The Worst Retirement Spending Decisions
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The Madden Curse
ON THE TRAIL OF THE MADDEN CURSE Truth, Lies, and Superstition
There is no urban legend in the world of modern video games as well-documented as the so-called “Madden Curse.”The curse revolves around the highly sought-after cover spot of the popular NFL video game “Madden NFL,” formerly known as “John Madden Football.”While the games date back to 1988, the curse is said to originate with the 1999 version. Garrison Hearst, a popular running back at the time, broke his ankle shortly after being featured on the cover of the 1999 edition. This was the first in a long line of injuries and personal issues that resulted in the rumor gaining traction. Soon, the idea
as coincidence. Despite the ambivalence of many players, there does seem to be a correlation between the cover and player issues. Of the 22 players who have been featured on the cover, 16 of them have suffered from significant issues in the season that followed. While the causes varied, with severe injuries, contract disputes, and personal issues all afflicting different players, something about the spotlight appears to have disturbed the powers that be. In fact, sometimes these issues occur shortly after the game is released in stores.
that the game’s seemingly innocent cover could have devastating effects on a player’s career was widespread. Once a substantial honor in the world of football, the Madden cover spot has become one of the sport’s most feared superstitions for fans.
Whatever the true cause, the curse seems to have taken a dip in recent years. Only one of the last five players has been affected, a stat that bodes well for this year’s star: Kansas City Chiefs quarterback Patrick Mahomes. The real answer probably lies somewhere between fact and fiction. The increased pressure of national attention is bound to make players tense up every once in a while, and in a game as physical as football, any distraction can end in disaster.
The players, however, seem to find the correlation more amusing than scary. Most of the athletes in contention for the spot still consider it to be a great honor, choosing to brush off the rumors
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