Patriot Wealth - February 2019

Diversification is a must for any investment portfolio. Think about it like lifting weights: If you exercised one specific muscle group every single day for the rest of your life, what would that look like? You may be ripped in that one area, but the body as a whole would be out of proportion. The same principle applies to investing. Building a well-diversified portfolio is key to generating consistent returns and getting the most out of your investments. In the context of working out, when you exercise the whole body instead of just one area, you develop a physique that works in harmony, achieving better results. We believe not only in the diversification of your portfolio but also your investment strategies. Every plan of attack will occasionally underperform, so it’s essential to use the variable tactics to mitigate risk. Just because you have a well-diversified portfolio doesn’t guarantee great returns. Market fluctuation is always going to be a factor when it comes to investing. If you diversify your portfolio too much, you’re going to eventually detract from your returns. Placing assets in conflicting industries will have your money working against itself, so diversification has to be targeted. “Buy and hold” is age-old investing advice. This concept states that the market will always go up and down, but long term, it consistently increases. But what if instead of buying and holding with a diversified market portfolio, you could consistently plug your money into asset classes potentially during their time of optimal performance? This is why you need a money manager and why we can help. A tailored plan using the correct strategies is designed to generate much better returns for you than just a shot in the dark. Contact us today and let us show you how a diversified portfolio should work. DON’T PUT ALL YOUR EGGS IN ONE BASKET WHY YOU WANT A DIVERSIFIED PORTFOLIO

find themselves with more time on their hands than they’re accustomed to, and without a plan to fill this time, it’s easy to become depressed or isolated. Numerous studies have shown that continuing to exercise your brain has a positive impact on cognitive function, so taking a few classes can be the perfect way to stay busy and keep your mind sharp. Attending school late in life is also a great opportunity to indulge your passions and learn more about subjects you’ve always been interested in. Many colleges offer free classes or reduced tuition to seniors, so check with your local schools and see what classes or programs they have available.

SPICY SALMON TARTARE

INGREDIENTS

Inspired by Epicurious

• 1 8-ounce boneless, skinless salmon fillet • 1 tablespoon fresh lime juice • 1/4 teaspoon lime zest • 1/4 cup cucumber, seeded and finely diced • 1 1/2 teaspoons jalapeno peppers, seeded and minced • 1 1/2 teaspoons shallots, minced • 3/4 teaspoon fresh ginger, peeled and finely grated

• 1 1/2 teaspoons fresh cilantro, minced • 1 1/2 teaspoons fresh chives, minced • 1 1/2 teaspoons grapeseed or vegetable oil • Salt and freshly ground pepper, to taste • Crackers or chips, for serving

DIRECTIONS

1. Place salmon in freezer for 20 minutes to make slicing easier. 2. Meanwhile, prepare other ingredients for mixing. 3. Thinly slice salmon into sheets and cut sheets into strips and strips into cubes. When finished, you should have 1/8-inch cubes. 4. In a mixing bowl, combine salmon with all other ingredients. Season with salt and pepper. 5. Garnish with chips or crackers and serve.

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