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Malloy Monthly
MALLOY LAW OFFICES, LLC
Alexandria 5680 King Centre Dr. #600 Alexandria, VA 22315 (703) 337-3328 Bethesda 7910 Woodmont Ave. #1250 Bethesda, MD 20814 (202) 999-3898
Clinton 9135 Piscataway Rd. #215 Clinton, MD 20735 (301) 889-9950 Baltimore 400 E. Pratt St., 8th Flr. Baltimore, MD 21202 (410) 498-6085
January 2023
3 Pieces of Advice We Would NEVER Give! Don’t Do It!
Happy New Year! 2023, we are ready for you!
Jan. 25 is Opposite Day, so we thought it’d be a great time to share three pieces of advice we would NEVER give our clients. ‘Wait to see if you have injuries before seeing a doctor after an auto accident.’ We would NEVER advise our clients to wait to see a doctor following a car accident — in fact, we recommend just the opposite. Many states have a set amount of time after an accident takes place in which you must see a doctor or else the insurance company will deny your claim. Even if you believe you are fine and do not have any visible injuries, seek medical attention to get checked out. In some cases, due to shock or the nature of the injuries, they may not present themselves right away. Oftentimes, sprains, whiplash, strains, fractures, and even internal bleeding take a while to show any signs on the body. We also DO advise that you be honest with your doctor about your injuries. Be sure to describe all the discomfort or pain you feel and how it impacts your daily life. If you are referred to a specialist or advised to seek further treatment, make sure to follow the treatment plan and show up for all your appointments! ‘Don’t call the police after a minor accident.’ Even if the accident is minor, it is still definitely important to contact the police! In some states, it’s the law. In the event that injuries later present themselves, your vehicle shows signs of damage from the crash, or you decide to take legal action, a police report of the crash will be extremely important to outline the cause of the crash and the damage that followed. To obtain a copy of the report, be sure to record the name of the officer, their badge number, and the agency they represent before you leave the scene of the crash.
‘Believe everything insurance companies tell you.’ While you’d like to take everything insurance companies say at face value, you unfortunately cannot always trust they have your best interests at heart. Keep in mind that when insurance companies don’t pay out claims, they make money. Their goals are to deny, minimize, delay, or discredit your claim. Notoriously, insurance companies will lowball their initial offer, attempt to get you to sign away your rights, and may not always be the friendliest to deal with. But that’s why we are here — we will handle them and do the dirty work for you!
Disclaimer: Please note again that these three pieces of advice are ones that we would NEVER give — we recommend just the opposite! Happy Opposite Day and happy New Year!
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January is Teen Driving Awareness Month, a time to raise awareness for the new drivers we share the roads with every day. After all, everyone has to start somewhere, right? The goal of this observation is to promote safety for everyone while teens learn the ins and outs of getting behind the wheel and keeping everyone safe. According to the National Highway Traffic Safety Administration (NHTSA), in 2020, 1,885 individuals ages 15–20 lost their lives in car accidents, which was a 17% increase from 2019. If you’re a parent of a teenager about to get their learner’s permit or is already driving on their own, we know just how nerve-wracking this can be. To help relieve anxiety and keep your teenager and others on the road safe, here are some tips to share with your child before they get behind the wheel. Always wear a seat belt. Seat belts save lives — it’s not just about avoiding a ticket or doing it because you’re told to. In 2017, the NHTSA reported that seat belts saved roughly 14,955 lives. It also found if more people buckled up, then 2,549 more people would still be here today. When handing over the keys to your teenager, ensure they buckle up every time. Teen Driving Awarene KEEPING OUR TEENS AND OTHERS SHARING THE ROAD
You might be able to tell when you’re getting sick just by talking — your voice may sound raspy or strained. You can gain insight into a person based on their speech. Researchers at the National Institutes of Health are developing an app that uses artificial intelligence (AI) to determine if you’re ill — all by studying the voice. Voice data is being collected in five areas of health concerning neurological, voice, mood, respiratory, and pediatric disorders. The team of experts hopes to obtain 30,000 voice samples to improve the accuracy and algorithm of the app so it can diagnose multiple kinds of health conditions and disorders. Dr. Yael Bensoussan, the director of the University of South Florida’s Health Voice Center and the leading researcher on the study, stated that vocal vibrations and breathing patterns can provide tons of information about your overall health. For example, if someone were to speak low and slow, it could be a sign of Parkinson’s disease. Scientists even think they can diagnose depression or cancer by analyzing and studying a person’s voice. So, how would this app work? According to Fox 13 in Tampa, you can speak into your phone, and the app will record your voice and cross- examine it with its voice collection database. While this may be new to some, researchers in Australia developed a voice screening app that can detect Parkinson’s disease and COVID-19. But what makes Dr. Bensoussan’s study and app different than her competitors is that she aims to keep data privacy at the forefront of her research. Scientists and researchers on the team are excited about the future and how this app will help millions of people. Dr. Oliver Elemento, a co-investigator and director of the Englander Institute for Precision Medicine, told Fox 13 that “future findings could lead to a revolution in health care, where continuous voice monitoring could alert physicians earlier than currently possible to certain conditions.” A NEW HEALTH APP IN THE WORKS HEY ALEXA, AM I SICK?
It’s important to note that this app is in the early stages of development and is not a total replacement for a medical professional. If you need medical assistance, please visit your doctor!
Take a Break
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Motor Vehicle Accidents • Workers’ Compensation •
ess Month
WANT TO TRY SOMETHING NEW THIS WINTER?
D SAFE
Set curfews. According to the Centers for Disease Control and Prevention (CDC), 40% of teenage driver deaths in 2019 occurred between 9 p.m. and 12 a.m. At night, teens are more likely to be involved in fatal car accidents, so having a curfew for your child is a great way to help keep them safe. Eliminate distractions. Technology is extremely helpful — especially when you’re lost and in need of directions, but cellphones, radios, GPS directions, and iPods are also distractions. Even talking to a passenger in the back
seat or through Bluetooth can take your mind off the task of driving! In 2020, the NHTSA reported that distracted driving took the lives of 3,142 people. Discuss all distractions with your child! For more information on Teen Driving Awareness Month, including more statistics and demographics, scan the QR code to be directed to our blog!
Throughout winter, we have the opportunity to participate in many activities that are only possible during this season. We can ski, snowboard, snowshoe, sled, and more. While some people fly south for winter vacations to escape the cold weather, others travel to extraordinary winter destinations within our country. Plenty of options are available if you’re looking for a truly unique experience this winter. Here are three winter activities that will leave you with long-lasting memories. Snowmobile Tours in Alaska Alaska is one of America’s hidden gems, even though it’s the biggest U.S. state. If you’re looking for unique winter experiences, you’ll want to visit Alaska. One of the coolest adventures you can experience is a snowmobile tour. You can hop aboard a snowmobile and ride the same path as the Iditarod Trail Sled Dog Race or visit some beautiful mountains and glaciers. Many of these tours will lead you right past moose, bears, and caribou as you take in the beauty of Alaska’s environment. Skating on Mirror Lake at Lake Placid Lake Placid, New York, had the privilege of hosting the Winter Olympics twice, so it’s no surprise they have some amazing cold weather activities to showcase. A truly exceptional experience is skating on Mirror Lake. They have a 2-mile-long ice track where you can test your speed and areas for people to skate openly or play a game of ice hockey. You can even participate in dog sledding there. It’s a beautiful area filled with various winter activities. Ice Fishing Excursions in Brainerd, Minnesota While fishing might be more commonly known as a spring or summer activity, you can get plenty of fishing done in the winter if you know where to go. Brainerd is considered one of the best places to visit for ice fishing CHECK OUT THESE 3 UNIQUE ACTIVITIES
enthusiasts. There are over 300 fishing lakes near the city, and you can expect to catch bluegill, walleye, largemouth bass, yellow perch, northern pike, and many others. If you like to fish throughout the year, check out Brainerd.
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• Slip and Fall • Social Security Disability • And More
MALLOY LAW OFFICES, LLC
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7910 Woodmont Ave. #1250 Bethesda, MD 20814 (202) 933-7277 • www.malloy-law.com
Inside This Issue
1
Opposite Day
2
Can AI Determine if You’re Sick?
2
Teen Driving Awareness Month
3
3 Unique Winter Activities to Experience
3
Slow Cooker Chicken and White Bean Stew
4
National Hobby Month
Published by Newsletter Pro • www.NewsletterPro.com
THE BENEFITS OF HOBBIES Do More of What Makes You Happy
They encourage you to take a break. Speaking of long lists and being busy, your hobbies encourage you to take a break. If you have a weekly yoga class you look forward to every Friday at 5 p.m., when that time rolls around, you get to switch everything else off and focus on what you enjoy. They offer new experiences and challenges. Hobbies will challenge you both mentally and physically and present a whole new set of experiences you likely wouldn’t encounter in your daily life. For example, if you take up rock climbing, you could potentially enjoy your hobby in many areas around the world. If collecting seashells is more your speed, you could visit many beaches up and down the U.S. coasts. If weightlifting is your hobby, you’ll be challenged significantly and use muscles you never even knew you had!
“Do more of what makes you happy.” This advice is commonly given out universally, and for a good reason — hobbies you enjoy are important for both your mental and physical health! If you enjoy playing the drums, get in a gig or two a month. If crafting is your thing, make time to knit, crochet, paint, or create jewelry. If you like archery, set up a target in your backyard. No matter what it is you enjoy, it’s paramount to do more of it! January is National Hobby Month, a time set aside to celebrate the importance of having a hobby or two. Here are a few of the many reasons hobbies are important. They reduce stress. If you currently have a hobby or two, odds are that you really enjoy it, and when you do something you enjoy, it allows you to take your mind off of your busy work schedule, family stressors that cause anxiety, and the ongoing mental list of to-dos.
already have some hobbies, what are some new ways you can enjoy them to keep things fun? Here at Mallow Law, Seann’s daughters’ passion is riding horses, and he loves riding along with them every chance he gets!
Our hope for you in 2023 is to find a hobby or two you enjoy and embrace it! If you
Make time to follow your passions!
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