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(502) 426-0000 ∙ www.Roberts.cpa May 2024 IT’S MOM’S TIME TO SHINE
Recognizing Remarkable Women My mother is a ray of sunlight that shines through every dark cloud. She has always been my support system and was my most powerful role model growing up. Through trials and tribulations, she always stood unshaken, lifting me when I was down. Mother’s Day is a cherished time to honor the remarkable women who have shaped our lives with unconditional love and endless sacrifice. I feel honored to express my gratitude and appreciation for my mother as I reflect on her profound impact on my life. Although my mother and I do not live in the same city, I regularly carve out time to see her. We live about an hour away, so we make the most of the time we spend together. Whether it’s sharing a hot cup of tea or relaxing in the park, these activities draw us closer together and strengthen our long- lasting bond. My heart feels full during these moments as I hold onto each passing moment we spend together.
Growing up, I remember the countless nights my mother would spend hours in the kitchen prepping our family’s delicious home-cooked meals. I watched as she poured her heart into every recipe, infusing each dish with love. So, one of the ways I celebrate her on Mother’s Day is by treating her to a nice dinner. It is one way I can meaningfully show my appreciation for her. I remember the mornings my mom would help me prepare for school. Some days were hectic, but she made it feel less heavy by making me laugh with a story or joke she would make. As I grew older, her support and love continued to carry me through my teenage years. She always helped me navigate difficult situations with my friends, peers, and anything else that came my way. I always appreciated my mother's guidance and wisdom, and I knew I could always turn to her for anything.
When I got married, my mother gave us her complete blessing, which meant the world to me. She supported my decision and shared in our happiness. Through this and many other acts, my mother taught me what unconditional love is, and I continue to take the lessons and advice she has taught me and practice them daily. I know how fortunate I am to still have my mother. She is 82 years old, and I am glad all the brisk walks and talks we shared have helped contribute to her long life. I am so thankful she is in good health, as I know I will always need my mother. I am convinced she has the secret to life, and I can only hope she will one day share that secret with me.
Until then, I will continue to love, cherish, and honor her, not just on Mother's Day but every day moving forward. I encourage all individuals to celebrate the motherly figures in their lives and show our appreciation for all they do. I wish a happy Mother's Day to all the wonderful moms! —Kevin Roberts
“Mother’s Day is a cherished time to honor the remarkable women who have shaped our lives with unconditional love and endless sacrifice.”
(502) 426-0000 ∙ 1
THE NEXT WAVE OF ROBOTIC TECH IS HERE!
Since the ‘70s, household robots have been an American fantasy. Engineers have been tirelessly working and building machines to automate everyday tasks with limited success — until recently. The success of the Roomba kicked off an explosion in consumer robotics, while developments in AI make them brighter than ever. Here are four new robots built to make life that much easier. AMAZON ASTRO: The Astro is Amazon’s first foray into consumer robotics. Designed to work with the Ring system, its primary directive is defending the home. It has a powerful scanner to detect any threats, whether burglars or gas leaks, and it alerts you while recording it on the Ring app. And it’s capable of much more than just that: It can check your blood pressure, charge phones, and more. Unfortunately, the Astro is expensive, coming in at around $1,599. ORo: Ever wish you could play with your dog anytime, anywhere? The ORo might be just what you’re looking for. It plays fetch and records anything unusual with your dog's behavior. While you’re away, you can also video chat with your pups in an interactive setting. The ORo hasn’t been released yet, but it’s projected to cost around $800.
MOXIE: This friendly blue robot is built to teach young children from ages 5–10. It has an expressive human-like face, ensuring children feel comfortable.
Moxie teaches all sorts of skills, from problem- solving to regulating emotion. It also has plenty of game options to keep kids entertained. Moxie costs $799, but it can be purchased refurbished.
MATIC: The floor-cleaning Matic takes the old Roomba to the next level. It not only vacuums; it mops and cleans spills, too. The Matic has intelligent pathfinding, allowing it to avoid obstacles, including toys and feet. Once the bag fills up, it automatically parks next to the trashcan. This premium robot comes at a premium price of around $1,795. Companies are working hard to create the newest wave of advanced robotics. So, if you’re interested in awe-inspiring automatons, you have plenty to be thrilled about.
Scan Our QR Code for Instant Financial Security Maximizing your savings through effective financial planning is about accumulating wealth and securing your long-term goals and economic future. A comprehensive plan will provide the road map to navigate any complexities or challenges, whether Here’s to Freedom and Stability
also serve as a scorecard. This scorecard will tell you your tax rate, what income you are saving, and what taxes might be your biggest expenses. By prompting individuals to evaluate their financial well- being and register through our QR code, they gain access to informative articles on financial planning and strategies for maximizing their savings. A retirement plan provides a structured approach to savings and investing, ensuring you set aside your funds regularly for your future financial security. This will provide peace of mind for years and alleviate concerns about outliving your savings. What percentage of your income should you be saving? Do you know what your tax rate is? Do you have a proper retirement or financial plan in place? Getting answers to these fundamental questions is quite simple. Please scan our QR code to register, download the financial planning articles, and get started on the road to financial freedom. Do not wait to
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planning for retirement, saving for a significant purchase, or building a financial cushion for emergencies. This tool will get you on the path to freedom and prosperity. Encouraging engagement with financial planning services involves various steps, including utilizing our scorecard to assess and inform you on many different tax factors; taxes often mean significant expenses. This is why establishing a retirement plan is essential, particularly considering that higher earnings typically result in increased taxed liabilities. With this, minimizing taxes becomes paramount; the QR code we have created serves as a convenient entry point for accessing relevant resources, and it will
secure your future; stay proactive and get the necessary information. Our tax professionals focus on mastering the nuances of tax law and complex tax codes and staying current on changes affecting your tax returns throughout the year. Let us help you with your tax planning; call Roberts CPA Group today to get started.
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Published by Newsletter Pro • www.NewsletterPro.com
Inspired by StarTribune.com
Grilled Red Curry Beef Satay With Peanut Sauce
• 1 1/2 lb flank steak • 1/2 cup unsweetened coconut milk • 2 tbsp lime juice • 1–3 tbsp Thai red curry paste • 1 tbsp fish sauce INGREDIENTS
For sauce: • 1 cup unsweetened coconut milk • 1–2 tbsp Thai red curry paste • 1 tbsp brown sugar • 1 tbsp fish sauce • 1/2 cup creamy peanut butter • 1 tbsp lime juice
Unlock Financial Freedom SECURE YOUR FUNDS AND PRIORITIZE YOUR ASSETS What would your total net worth be if you lost your job today? Net worth goes unnoticed, and many feel this term only applies to the wealthy, which is untrue. Everyone has a net worth and should prioritize their funds and assets to secure them. In an era marked by economic uncertainty, understanding one’s net worth is paramount. Investopedia says, “Your net worth is the amount by which your assets exceed your liabilities. In simple terms, net worth is the difference between what you own and what you owe. If your assets exceed your liabilities, you have a positive net worth. Your net worth provides a snapshot of your financial situation at this point. If you calculate your net worth today, you will see the result of everything you have earned and spent up until now.” According to CNBC, “To figure out your net worth, add up your assets (the cash you have in bank accounts, investments, retirement accounts, etc., as well as the value of any properties you own) and then subtract any liabilities (debt, including student loans, credit card, your mortgage, etc.) you owe. Net worth differs from income since we don’t necessarily keep every dollar we make. Instead, we buy, borrow, and make investments with money, and the total value of our properties and cash goes up and down with time.” If you want financial security and freedom, knowing what assets you have and how to handle them is imperative. Net worth is a vital financial well-being tool, offering insights into an individual's overall entity. Understanding one’s assets and liabilities is crucial to knowing one's net worth as we navigate an ever-changing economy. Many people are unaware of their net worth and discover its importance too late; do not let that be you!
DIRECTIONS
1. Freeze flank steak for 30 minutes. Cut crosswise, against the grain, into thin slices. 2. In a medium bowl, whisk together coconut milk, lime juice, curry paste, and fish sauce. Add steak and toss to coat. Cover and chill for 8 hours. 3. In a small saucepan over medium heat, combine coconut milk, curry paste, brown sugar, and fish sauce. Bring to a gentle boil for 3 minutes, stirring occasionally. Add peanut butter and stir until well blended. Remove from heat and add lime juice. 4. Thread the marinated meat onto 12 long skewers. Grill until beef is medium rare, 1–2 minutes per side. 5. Transfer satay to a platter and serve with peanut sauce.
SUDOKU
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INSIDE THIS ISSUE 1 The Magic of Mother’s Day 2 The Game-Changing Robots of Tomorrow Long-Term Financial Planning With Our Scorecard 3 Navigating Net Worth Grilled Red Curry Beef Satay With Peanut Sauce 4 How to Analyze and Interpret Trends in Forex Charts
READ TRENDS LIKE A PRO FOR SMART FOREX INVESTMENT
Investors buy, sell, and exchange real-world currencies through the foreign exchange market (forex or FX). It is substantially distinct from other markets: • It’s the largest financial market in the world. • It determines the exchange rate for currencies around the world. • It’s open 24/7, so trading can happen at any time of the day. • Currencies are always traded in pairs, one country’s money for another. • Currencies are a lot less volatile than other markets. Some currencies, like the U.S. dollar or Japanese yen, are “free-floating,” which means their relative value is determined by free-market forces, such as supply-demand relationships. Other countries, such as Saudi Arabia and Panama, are “fixed float,” meaning a country's governing body sets its currency's value relative to other currencies. There are several advantages to trading on FX, including fewer rules, no central body oversight, and no fees or commissions. There are also disadvantages, like being unregulated, relying on the currency's appreciation, and traders not having complete control over their trades. Information is an essential ingredient to achieving a profit. Investors must have data to speculate successfully, so they must read charts. The shifting trends value is constant; charts help investors visualize them to make the right decisions.
If you’ve invested in forex, you’re looking for these trends. They’re among the most critical factors determining when you buy or sell. • UPTREND: Prices trend toward a higher price, like climbing a mountain. This is the time to buy. • DOWNTREND: Prices drop downward, like skiing the aforementioned mountain. This is the time to sell. While many websites offer online charts, developing this analytical skill gives you a deeper understanding of the market. Open up a candle chart and look at the currency’s current value. Candle charts depict price as a line with peaks and valleys. Follow the line backward and find two recent highs and lows. Prices are constantly changing, but you must determine the overall direction of the currency’s value. Figure out if these points are going upward or downward. This determines the timing of your trades. Once you plot the chart, you can see where the currency’s value is going and invest accordingly. The forex market is full of opportunities. Solid chart analysis skills are necessary to take advantage of them and make a profit.
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