Endnotes 1 https://www.transunion.com/resources/transunion/doc/insights/research-reports/research-report-state- of-alternative-data.pdf 2 https://home.barclays/news/press-releases/2020/08/scammers-take-advantage-of-covid-19--cashing- in-on-nations--unce/ 3 https://www.prweb.com/releases/how_fintechs_can_use_alternative_data_for_improved_predictive_ modeling/prweb18046239.htm 4 https://www.oliverwyman.com/content/dam/oliver-wyman/v2/publications/2017/may/Oliver_Wyman_ Alternative_Data.pdf 5 https://www.rexeranalytics.com/data-science-survey 6 https://www.canberratimes.com.au/story/7316103/is-using-alternative-data-the-future-of- lending/?cs=14256 7 https://news.crunchbase.com/news/beyond-payday-loans-more-startups-and-vcs-bank-on-subprime- lending-alternatives/ 8 https://www.theafricareport.com/107432/will-ai-risk-analysis-really-expand-access-to-credit-in- africa/ 9 https://www.iif.com/portals/0/Files/private/finewdata_cfi.pdf
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