Whisking Up Family Fun Could your child be a future celebrity chef? Could your baby be a world-class baker in waiting? Help transform your toddlers or school- age kids into tiny tastemakers by following these three simple tips. USE YOUR SPACE AS A SKILL ZONE. It takes more than just a love of food to make delicious meals and treats, as cooking and baking put all five senses to the test. Helping in the kitchen enables small children to heighten their awareness of smells, tastes, sounds, and textures while learning new words. Having them measure ingredients and pour them into bowls is an easy way to refine their motor skills, and your guidance behind the counter will encourage them to follow directions. If your kitchen companion is a baby, you can still involve them by describing the sights, sounds, and smells surrounding them and letting them touch some of the food — all great tools to assist in developing their connection to the world. KID-PROOF YOUR MEAL PREP. Before taking your child on a culinary journey, check that their countertop travels won’t endanger them. It’s obviously a big no-no to rest a sharp knife on a cutting board that small hands can reach, but little things like toothpicks can also pose a risk. If your small assistant is old enough to cut up ingredients, a plastic utensil will be less painful Want to give your elderly mom or dad a holiday surprise they’ll never forget? Present them with a meal based on one of their famous recipes that their grandkid(s) helped prepare! Holiday gatherings are great for sharing the details and delicacies that shaped your family’s history — and a wonderful opportunity to pass down those special traditions to the next generation. With the holidays upon us, now is a perfect time to introduce little ones to the joys of baking and cooking by turning your kitchen into a safe space for learning and bonding. than steel if the blade misses its mark. KEEP FAMILY FLAVORS FLOWING. FESTIVE KITCHEN ADVENTURES — KID EDITION
Understand Your Role in the Insurance Claims Process INSURED’S DUTIES WHEN MAKING AN INSURANCE CLAIM Insurance policies are two-way contracts. That means that each party, you and the insurance company, have obligations under the policy. The insurance company’s job is to conduct a reasonable investigation and promptly pay for covered damages. But what about the insured (you)? What responsibilities do they have? COOPERATE When you are making a claim under an insurance policy, you should remember a few key points. First, you must cooperate with the insurance company to investigate the claim. That means responding to reasonable requests for information, providing access to your property for inspection or examination, and communicating with the insurance representative as requested. Usually, in my experience, my clients have done a fine job with this requirement. A couple of other duties, however, arise more frequently in litigation. PROTECT YOUR PROPERTY Second, you must protect your property from further loss. This can be challenging because, many times, the insured has not received any money to accomplish this, and they have to use their own money or find other means to protect the property. In a typical home or building claim, this effectively means preventing the damage that gave rise to the claim from continuing — like tarping or replacing the roof to prevent further roof leaks. MAKE REASONABLE REPAIRS And third, make reasonable repairs. When an insured receives money from an insurance company, they should use the money to make reasonable repairs to the property. As a general rule, we all have a duty to minimize or mitigate our damages. You have to do the best you can with what you have or have been given. –Clint Brasher
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