Law Offices of Jason Estavillo October 2019

October 2019 Newsletter 510-982-3001

Are You Burying Your Head in the Sand? Save Yourself Holiday Stress by Facing Legal Problems Head-On

I look at fall as a time of transition. On one side, there are the laid-back, sunny days of summer, and on the other is the cheerful chaos of the holidays. That chaos kicks off with Halloween, which my three girls have been looking forward to for months. At 13, Emmie just wants to go off with her friends to trick-or-treat, but Gigi and Sloane need us with them every step of the way. If they weren’t so cute in their costumes — last year they chose an “Alice in Wonderland” theme and went as Alice and the Mad Hatter — it might get a little tiring, but Lyn and I usually enjoy taking them from house to house. Last year, hero that she is, Lyn even managed it on crutches. Of course, before that holiday fun arrives, there is some serious business to take care of. From a legal and financial perspective, fall is a really important time of year — it’s a brief window you can use to evaluate where you stand and take action before the holidays hit, if necessary. If you’re facing a legal issue that will hang over you and your family during the holiday season, now is the time to ask for help. Wait too long, and you’ll be inundated with Thanksgiving and Christmas obligations. Time will pass in a flash, and before you know it, it will be too late for us to help you without accruing extra expenses. Think of legal obligations just like you would medical ones. If there’s a problem on the horizon, the best thing you can do is get it taken care of today, before it spirals out of control. For example, I just turned 50, which means that I have to take care of a whole lot of medical stuff I’d rather not deal with. I might have fallen into the temptation to put it off, but when I was chatting with a friend recently, I found out he’d just been to the funeral of a man who’d died from colon cancer. As soon as I heard that, I knew it was time to call up my doctor before I was next. Legal problems are

the same way — your best bet is to deal with them now because you never know what they’ll be like next year. If you’re facing foreclosure litigation and know that you’re in trouble, make it your priority to get help. That way, it will be easier to deal with the problem. The earlier you retain us, the less expensive your initial retainer will be. If you wait until the last minute, we can still help you, but the expenses will go up significantly to cover the added work to save your home. This is true for real estate litigation as well. One general contractor I worked with, who was in a dispute over a job, waited until just before the arbitration to retain us. If he had retained us earlier, we could have tried to settle the dispute prior to a costly arbitration. Because he had waited so long, he ended up owing more in legal fees than he hoped to win! Being proactive will also help bring you peace of mind. Every night, our firm gets emails from people needing help at 3 a.m. because legal issues are keeping them awake. The last thing you need when you’re dealing with the holiday

stress of in-laws and buying presents is to be short on sleep.

In my experience, people get into these problems because they bury their heads in the sand. Don’t fall into the trap of doing that — or if you already have, consider this your wake-up call to stop. Avoiding an issue won’t help you or your family, but if you call us now, we can help you navigate the legal waters and address your real estate problems. All you need to do is take that first step and reach out because it’s much harder for us to find you than it is for you to find us. If you’re reading this and need help, call us today at 510-982-3001 for a free consultation, and we’ll do our best to get you some peace of mind before the holidays.

-Jason W. Estavillo | 1

We Fight to Protect Your American Dream of Homeownership


Today, some of the most fantastic discoveries are being made in the far reaches of space, but there was a time when people were more interested in what was going on beneath their feet. In the early 1820s, a United States army officer named John Cleves Symmes Jr. traveled the country teaching audiences about the Hollow Earth Theory. Symmes and some others at the time believed the Earth was made up of several solid spheres, one inside of another. They also believed each of these subterranean worlds was habitable and full of life. This is

the national observatory, and secured funding for the Smithsonian Institution. It’s possible Adams’ interest in Symmes’ trip to the North Pole was less about the Hollow Earth Theory and meeting the mole people than his larger interest in learning more about such a remote part of the world. However, Adams’ reputation as a naturalist didn’t protect him from scrutiny.

Even in the early 1800s, the Hollow Earth Theory was like the Flat Earth Theory today; there were a couple avid supporters, but most people

where the myth of the mole people originated. Symmes wanted to lead an expedition to the North Pole, where he believed he would find an entrance to the center of the Earth. He went to Congress and lobbied for money to fund his expedition. Congress shot him down, but Symmes found an ally in an unlikely place: President John Quincy Adams. John Quincy Adams was the sixth president of the United States and son of the second president and founding father, John Adams. He traveled the world with his father, graduated from Harvard with honors, helped create

knew it was ridiculous. Having a sitting U.S. president greenlight the expedition was shocking. However, you didn’t learn about Symmes’ expedition in your history class for a reason. Adams wasn’t a popular president, and not just because he might have wanted to meet the mole people. He only served one term. By the time the expedition started to get off the ground, Andrew Jackson had been elected, and he quickly killed the project. In 1936, Congress would approve funding for an expedition to the South Pole, though this expedition focused on exploring the surface of the Earth, not what is underneath it.

Halloween Decorations or Fighting Words? A GRAVE LEGAL MATTER

We’ve all played a harmless trick or two, but sometimes, Halloween shenanigans get out of hand. They can lead to hurt feelings, outraged neighbors, and, in the case of Purtell v. Mason, a lawsuit. In the days leading up to Halloween, all was not quiet in the village of Bloomingdale. Previously parked in a storage unit, Jeff and Vicki Purtell’s 38-foot RV was now parked in front of their house. In protest, neighbors petitioned to town officials, wanting an ordinance put in place to prohibit RV parking on residential property. While the ordinance was under consideration, Jeff Purtell took matters into his own hands. He erected six wooden tombstones in his front yard. They seemed to be innocuous Halloween decorations, but these

tombstones displayed a special message for the neighbors. Each headstone was inscribed with a sarcastic message and house number, implying the occupants’ death dates. These messages soon caught the neighbors’ attention.

“Bette wasn’t ready, but here she lies, ever since that night she died. Twelve feet deep in this trench, still wasn’t deep enough for that stench! 1690.”

Insulted and a little afraid, Purtell’s neighbors called the police to have the headstones removed. After a couple of visits, Officer Bruce Mason arrived and threatened to arrest Purtell if he didn’t take the tombstones down. Purtell obliged, but the matter wasn’t put to rest. The Verdict Purtell sued Officer Mason on the grounds of violating his rights to free speech, and the case made it all the way to the 7th U.S. Circuit Court of Appeals. Judge Sykes ruled that the tombstones did not constitute fighting words and were protected under the First Amendment. However, she also ruled that Officer Mason was entitled to qualified immunity, as any reasonable officer would act the same under the circumstances. The bigger question might be how this case made it all the way to the U.S. Court of Appeals. As Judge Sykes wrote in her opinion, “Lawsuits like this one cast the legal profession in a bad light and contribute to the impression that Americans are an overlawyered and excessively litigious people.”

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TAILS FROM THE PAST Mythical Cats of the World

Most owners will tell you their cats act like ancient deities. Majestic, scrupulous, and utterly unpredictable, these fascinating creatures have long captured our imaginations. Even before cat videos took the internet by storm, humans have been idolizing felines, placing them alongside some of their most important mythological figures. Bastet — Egypt Of course, a list of mythical cats has to start with Egypt. While many people know the pharaohs and their followers thought cats were sacred, you may be surprised by how deep the connection goes. The earliest depiction of Bastet, the feline deity of protection, is a lion- headed woman in battle. But, over the course of 2,000 years, Bastet evolved to resemble the domesticated, pointy-eared cats we know and love today. 招き猫 (Maneki-Neko) — Japan Legend has it that in the 17th century, a monk living in a small temple in Edo (now Tokyo) was struggling to survive, but he still split his meals with his cat, Tama. One day, Lord Nakaota Ii got caught in a rainstorm while hunting and took shelter under a tree near the temple. Nakaota spotted Tama near the temple, and the cat raised its leg, beckoning the noble to come toward him. Curious, Nakaota complied, stepping out from beneath the tree just before a bolt of lightning struck it down. The lord’s life was saved, and to this day, the Maneki-Neko (the beckoning cat) is a symbol of wealth and good fortune. Freya’s Skogkatts —Norway In Norse folklore, the goddess Freya had a unique means of travel: a chariot pulled by two cats. These were skogkatts, or Norwegian Forest cats, that were only a little larger than your average house cat. Still, these small felines towed Freya around battlefields as she gathered warriors to send to Valhalla. On top of being the goddess of war, love affairs, and magic, Freya may well have been Midgard’s first cat lady.


Inspired by Food &Wine Magazine


2 cups mini pretzels, coarsely broken

6 tbsp unsalted butter, melted

12 oz mini candy bars, such as Snickers, chopped into 1/2-inch pieces

1/4 cup light brown sugar

2 tbsp granulated sugar

1/3 cup dry milk powder


1. Heat oven to 275 F. 2. In a large mixing bowl, fold together pretzels, sugars, milk powder, and butter. 3. Spread mixture on a baking sheet lined with parchment paper and bake for 20 minutes. 4. Let cool for at least 30 minutes and mix in candy bar pieces before serving. | 3

We Fight to Protect Your American Dream of Homeownership



The materials contained within this Newsletter provide general information about Law Offices of Jason W. Estavillo, P.C., and do not constitute legal advice and are intended for informational purposes only.

1330 Broadway, Ste. 501 Oakland, CA 94612 INSIDE THIS ISSUE


Are You Burying Your Head in the Sand?

Weird History: The President and the Hollow Earth Grave Matters of the Law


Leftover Candy Snack Mix Amazing Cat Tales



3 Strategies for Helping Grandkids Pay for College

DON’T LET MONEY GET IN THE WAY Of Your Grandchild’s Education

Pay their tuition. Not everybody has $20,000 just lying around, but if you do, using it to pay for your grandchild’s tuition isn’t a bad way to spend it. Normally, annual financial gifts that are exempt from the federal gift tax can’t exceed $15,000, but payments toward someone’s tuition, for any amount, are not taxed. Keep in mind, however, that the money can only

College expenses aren’t what they used to be. What used to be affordable to any student with a part-time summer job now can take years to pay off. If your grandkids want to go to college, the cost of education should not be a barrier to their future. Luckily there are ways that you can help ease that financial burden.

Invest in a 529 Plan. There are no limits on age, income, or monetary contributions attached to this college savings account, and contributions are tax-deductible in some states. Just like a Roth IRA, the earnings grow over time and can be used tax-free for qualifying expenses, like tuition and room . There are a few downsides, however. Funds from a grandparent’s 529 Savings Plan are considered student income and could hurt your student’s eligibility for financial aid. If you choose to fund through a parent’s 529 Plan, which doesn’t count as student income, you lose control over the funds you contribute.

go toward tuition, not toward other college expenses like room and board or textbooks.

Help them find opportunities to save. Even if you don’t have thousands of dollars to give, you can still help your grandkids look for other opportunities to save. There are thousands of available scholarships, grants, and programs to help students pay for college, and helping them look online and in your community can go a long way. College could be your grandchild’s first stop on the path to achieving their dreams. You can be a part of that journey by making sure money doesn’t get in the way of that.

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