Wolf Retirement Navigation - January 2026

EASE BACK INTO FITNESS WITHOUT THE STRESS

Get Back on Track and Feel Stronger Than Ever

Restarting your workout routine after a long break can feel like climbing a mountain, but you don’t need to scale Everest on day one. You should start small and start smart. Even one or two weekly workouts can reignite your energy and rebuild your confidence. The key isn’t intensity at first, but creating a rhythm you can stick to. Crush short-term goals. Small victories spark momentum. Instead of staring at a massive goal and feeling defeated, focus on micro-challenges: Walk an extra 1,000 steps daily, or squeeze in 20-minute workouts three times a week. Every little win builds confidence and sets the stage for bigger achievements, like hitting 10,000 steps daily or finishing a full-length fitness class. Schedule workouts around your life. Fitness should fit your life, not disrupt it. Figure out your prime energy hours. Maybe mornings fuel your focus, or evenings recharge your motivation. Even 15–20 minutes count when you’re easing back in. Start where you are, and gradually increase intensity. Remember, your stamina will grow alongside your consistency, not overnight.

Reinforce motivation with retail therapy. A new pair of shoes, a matching workout outfit, or a fancy water bottle can make exercise feel like a reward rather than a chore. Then, try a 30-day challenge to keep things interesting: a mile walk every day, one new workout a week, or short movement breaks during work hours. At the end of the month, reward yourself with a massage, a new gym bag, or a small treat to reinforce your progress. Buddy up for accountability. Accountability is a game-changer. A workout buddy or group can push you to show up on lazy days, celebrate your wins, and keep the process fun. Studies show that having someone alongside you can boost your

consistency, motivation, and happiness. Getting back into exercise isn’t about perfection. It’s about showing up, celebrating small wins, and making fitness a part of your life again. Start small, plan smart, and enjoy every step of the journey.

Catching Up With Caroline

Celebrating One Year at Wolf Retirement Navigation

This month marks a special milestone for Caroline as she celebrates her first

get to meet people you wouldn’t normally talk to,” she says. Each event brings new faces, new conversations, and deeper relationships with clients she usually only knows by name or voice. “I see these names every day when I prepare retirement recaps, but meeting clients in person, putting a face to the name, is so special.” Outside the office, life has been just as full. When Caroline first joined the team, her son was a newborn. Now he’s 15 months old, walking, talking, and keeping her on her toes. “Going from the quiet work environment to a toddler tornado at home is … a lot,” she laughs. But she wouldn’t trade it for anything. This past August, Caroline got engaged! With a January 2027 wedding date chosen, she’s gearing up for the whirlwind of planning and anticipation. “I’m telling myself it’s far away… to ease the stress,” she jokes, though she knows the next

anniversary at Wolf Retirement Navigation, and what a year it’s been! Stepping into her role as Client Service Specialist last year, Caroline remembers those early days of learning the ins and outs of the office, getting to know everyone’s responsibilities, and finding her rhythm. Now, 12 months later, she says the time has “absolutely flown by.”

As her confidence grew, so did her responsibilities. “Things just started

12 months will move quickly. She’s also serving as maid of honor in her sister’s June wedding, making this an especially busy (and joyful) time in her life. From career growth to family milestones, Caroline’s first year at Wolf Retirement Navigation has been packed with meaningful moments. She’s grateful for the support, the learning, the clients, and the team that surround her, and we’re just as grateful to have her. Here’s to year two!

clicking,” she says. “It’s a really nice feeling knowing my role has a positive impact and helps everyone around the office.” That sense of connection, both with coworkers and clients, has become one of her favorite parts of the job. A massive highlight this past year has been attending our many client events. “They scatter us around the room, so you

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