Social Security, Supplemental Security Income, Social Security Disability Insurance, Medicare, and Medicaid (Core Competencies: 3.1; 3.2; 3.3; 4.11) Certified peer specialists may work with people who are receiving benefits from the federal or state government. Individuals may also be receiving disability payments from an employer. The most common benefits are Social Security, Social Security Disability Insurance, (SSDI), Supplemental Security Income (SSI), Medicare, and Medicaid. Social Security pays monthly benefits to individuals and certain members of their family if the individual has worked long enough, paid Social Security taxes, and retired at a certain age. The Social Security Disability Insurance and Supplemental Security Income programs are administered by the Social Security Administration. These two programs are available to individuals who have a disability and meet the medical criteria. • Social Security Disability Insurance (SSDI) pays monthly benefits to individuals and certain members of their family if the individual is insured, meaning that the individual worked long enough and paid Social Security taxes. • Supplemental Security Income (SSI) pays monthly benefits to the individual and certain members of their family with limited income and resources who are disabled, blind, or age 65 or older. Blind or disabled children may also get SSI. Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with end-stage renal disease. The different parts of Medicare help cover specific services. Depending on the individual’s circumstance, they may only be entitled to certain benefits. Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources. Medicaid also offers benefits not normally covered by Medicare, like nursing home care and personal care services.
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