Winston & Damman December 2017

CREATIVE Gift Wrap Alternatives

Old Maps and Calendars These days, pretty much every phone has a built-in GPS, so you probably won’t need the map from your 1999 road trip anytime soon. If you still have an old map, why not use that for wrapping? The unusual designs guarantee your gifts will be one of a kind. And don’t worry if there are notes scrawled across the paper. Old events or directions will add some unique flair to the presents. Furoshiki Fabric is an excellent substitute for wrapping paper. You can use a scarf to create two gifts in one or pull out scraps of fabric from old projects. The traditional Japanese practice of furoshiki is all about wrapping goods in fabric. Described as “functional fabric origami,” you’d be amazed at how a few well-placed folds can turn your gift into a work of art. Learn how to wrap anything, from boxes to bottles, at ceas.ku.edu/furoshiki-instructional-videos.

There’s something magical about seeing a stack of presents wrapped in bright, multicolored paper. However, that enchanting scene quickly evaporates a few hours later when all those wads of wrapping paper and plastic bows are chucked unceremoniously into the garbage. What if we told you there are countless ways you can still enjoy wrapping and unwrapping presents, without all the waste? Here are a few creative gift wrap alternatives to consider this holiday season . Brown Paper Bags With the holiday season comes holiday shopping, and if you opt out of plastic grocery bags, you’re sure to have a surplus of brown paper bags in the pantry. Drop a present into the bag, tape it shut, and you’re good to go. Add some simple lace or a ribbon for an old-timey feel or get creative with stamps and hand-drawn artwork. This wrap job lets your imagination run wild.

You don’t have to follow the same gift wrap habits year after year. After the effort you put into finding just the right present, you should be able to make your gift wrap just as special. Find a method that’s uniquely you and get started! YOU ABSOLUTELY, POSITIVELY NEED Underinsured Motorist Coverage

When the Michigan economy tanked during the recession of 2008, thousands of Michiganders suddenly found themselves unable to pay their bills. As payments were missed, credit scores plummeted, causing insurance premiums to skyrocket. With debts mounting, many desperate people opted to abandon car insurance altogether, resulting in a staggering statistic. In

If you’re unsure whether or not your plan includes uninsured and underinsured coverages, contact us, as we can review your coverages with you. Both coverages are completely optional, and have to be requested for a small additional cost. “Great,” you may say. “Another cost to tack onto my premiums!” But luckily, both uninsured and underinsured coverage are generally quite inexpensive. Some motorists may be able to get them for as little as $12 per year.

Michigan, more than one in five drivers are completely uninsured. This is a serious problem, not only for these unprotected individuals, but for all drivers. Why? Because even when you have “full” coverage, if you find yourself in a collision with an uninsured driver — even when it’s their fault — you may find yourself bearing the brunt of the person’s wrongdoing as you will have no one to compensate you for your injuries. This is why we always recommend that all Michigan drivers have both uninsured and underinsured coverage in their insurance plan .

Make sure you investigate your insurance forms to check whether you have uninsured and underinsured coverage. If not, tell your agent that you want to add them to your plan. This way, you can financially protect yourself and your family, regardless of who carelessly collides with you on the road.

2 • www.WinstonDamman.com

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