Estate Planning & Elder Care Firm of Michigan - January 2024

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WISE POETRY FROM AN UNLIKELY SOURCE

Then we have the opposites, the contradictions:

hardship set against plenty. Pain in

We did not ask for this room, or this music; we were invited in. Therefore, because the dark surrounds us, let us turn our faces toward the light. Let us endure hardship to be grateful for plenty. We have been given pain to be astounded by joy. We have been given life to deny death. We did not ask for this room, or this music. But because we are here, let us dance. -Stephen King

competition with joy. Life struggling against death. I’m a big believer that the trials we endure contribute to the richness of life. And that we learn from every experience — good or bad. Those trials, that richness, those experiences — what you might call life — are all woven together, shaping the unique,

authentic people we become.

Now, back to the central theme of the poem — the theme that helps us prevail over those trials and tribulations: “Let us dance.” Yes, we experience unpredictability and challenges. Yes, we suffer confusion and commotion and, sometimes, just plain madness. And no, we didn’t ask for it. But here we are, and we might as well celebrate the present moment and the beauty of life even in the midst of this chaos. So, as we focus on 2024 and start our journey into the year ahead, “let us dance.” Even though life may not always be what we ask for, we should find the power to rejoice in the moment. I’ll leave you with the words of singer Lee Ann Womack, who has her own take on dancing.

A poem by author Stephen King? Horror, suspense, fantasy — I’d expect. But soul-searching poetry, not so much. But he composed this poem when his book “11-22-63” was adapted into a Netflix series. The poem is recited in the closing moments of the show, capturing the essence of life’s unpredictable journey. The words urge us to face challenges and embrace the beauty that life offers, even when we don’t choose the situation we’re in. “We did not ask for this room, or this music; we were invited in.” Life is sometimes random and overwhelming. It happens without asking us first and reminds us that we are guests in a world that is not always within our control. The poem invokes images of darkness and the difficulties life brings. But instead of giving in to those struggles, we are encouraged to “turn our faces toward the light.” This simple line reminds us that we have a conscious choice to focus on positivity and hope despite the lingering shadows.

I hope you still feel small when you stand beside the ocean, Whenever one door closes, I hope one more opens, Promise me that you’ll give faith a fighting chance, And when you get the choice to sit it out or dance, I hope you dance . . . I hope you dance . . . Happy New Year!

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Age Is Just a Number How Consistent Exercise Keeps You Young

It’s been said that you’re only as old as you feel. If that’s true, then there are plenty of Americans in their 50s and 60s who feel like they’re in their 30s or 40s. As a result, they are enjoying the “prime” of their lives for much longer than generations past. The general life expectancy for Americans has historically trended upward, though COVID-19 introduced the first downward trend in decades.

improvements, but one of the most important is consistent exercise. If you’re over 50, there are steps you can take to age gracefully — literally! First, remember to warm up. While you may want to start your exercise immediately, take a few moments to stretch your muscles properly. Another thing you can do is to ensure that your exercise methods are low-impact whenever you can. While you may want to go out and run several miles, approach high-impact exercising with caution. You may feel younger, but your bones and joints continue to age, and the parts of your body that serve as “shock absorbers” for the rest of the skeletal system wear out faster than the rest of your body. The main thing to do to give yourself the best chance of feeling as good as you can in your 50s and 60s is to find a consistent source of activity that you enjoy and keep doing it!

Correlated to this increase in life expectancy is an overall improvement in a person’s quality of life. People who are 50-plus are enjoying a quality of life that, in many cases, is seamless for them compared to earlier decades. There are several contributing factors, including diet, advances in health care, and other technological

The new year is a time for new beginnings, adventures, and embracing the fullness of life. As you step into 2024, consider these tips to make it a great and fulfilling chapter in your journey. Set Personal Goals Start the year by setting goals that align with your interests and passions. Whether it’s learning a new skill, traveling to a dream destination, or dedicating time to a hobby, having goals can add purpose and excitement to your retirement. Stay Active Physical activity is key to a healthy and happy retirement. Find activities you enjoy like walking, swimming, yoga, or gardening. Engaging in regular exercise not only keeps you fit but also boosts your mood and overall well-being. Cultivate Social Connections Build and maintain strong social connections with friends and family. Join clubs, attend community events, or consider volunteering. Social interactions are essential for mental and emotional well-being, providing a sense of belonging and purpose.

explore new places. Whether it’s a road trip, a cruise, or international travel, experiencing different cultures and landscapes can provide enriching and memorable experiences. Mindful Living Practice mindfulness and gratitude. Take time each day to reflect on the positive aspects of your life. Whether through meditation, journaling, or simply appreciating the present moment, mindful living enhances your overall well-being. Retirement and the years leading up to it is a precious phase of life, and the new year is an opportunity to make the most of it. You can create a fulfilling and vibrant life by setting goals, staying active, nurturing relationships, and exploring new ventures. Embrace the possibilities of each day, and may the new year be a chapter of joy, growth, and endless opportunity.

to explore new hobbies or revisit ones you’ve set aside, like painting, cooking, or playing a musical instrument. These nurturing hobbies can bring joy and fulfillment to your daily life. Financial Planning Review your financial situation and ensure your retirement plan (or plan leading up to retirement) aligns with your current needs and future goals. Consider consulting with a financial advisor to make any necessary adjustments and ensure a secure and comfortable retirement. Health Checkups Prioritize your health by scheduling regular checkups and screenings. Address health concerns promptly and focus on preventive measures to maintain your well-being. A healthy lifestyle contributes significantly to a vibrant retirement.

Travel and Explore Make 2024 the year you travel and

Explore New Hobbies Retirement offers the perfect opportunity

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Helpful Resources • Is your estate plan up to date? Ask us about our FREE Estate Planning Checkup. Call our office or email Julie@mtolaw.com. • Don’t miss Glenn on “Senior Law Radio,” WHMI FM 93.5 every Sunday at 8 a.m. You can also listen live (or to previous shows) on WHMI.com. • Questions about your money? Do you need help with your financial goals, investment management, or retirement planning? Glenn has partnered with his personal financial advisor, Brad Jerome, to bring expert financial services to our clients. Brad meets with you right in our office — no cost, no obligation, and no pressure. Just an opportunity to discuss your goals with a top-notch financial advisor to see where your path might lead. You can reach Brad directly at 517.301.3070. • Let us be your trusted advisor for all your legal matters. We’ve grown with the referrals we receive from our clients. We want to return the favor by helping you find a great attorney outside of estate planning, elder law, and probate. Our clients often call us in need of an attorney who focuses on personal injury, auto accidents, elder and nursing home abuse, workers’ compensation, Social Security disability, and many other areas. To get the best results, you need an experienced attorney to help. If you want a referral, call our office or email Julie@mtolaw.com. We are glad to help! Explore New Hobbies Use the quieter days of January to explore new hobbies or revisit ones you’ve neglected. Engaging in activities you enjoy, whether it’s cooking, crafting, or learning something new, can bring a sense of fulfillment and joy. Practice Gratitude Cultivate gratitude by focusing on the positive aspects of your life. Keep a gratitude journal and regularly write down things you are thankful for. This simple practice can shift your perspective and promote a more positive outlook. Navigating the post-holiday blues is about finding joy in everyday moments and embracing the new year’s possibilities. By incorporating these tips into your routine, you can cultivate a positive mindset and create a January filled with warmth, connection, and personal growth.

COPING WITH POST-HOLIDAY BLUES

Finding Joy in January

Now that the holiday season has ended and the decorations are packed away (or getting put away), it’s not uncommon to feel a sense of melancholy known as post- holiday blues. The transition from festive celebrations

to the quieter days of January can be challenging, but it’s also an opportunity to find joy in simple pleasures and set the tone for a positive start to the new year. Reflect and Appreciate Instead of dwelling on the end of the holidays, take a moment to reflect on the positive moments and memories created. Whether it’s cherished time with loved ones, shared laughter, or personal achievements, acknowledging and appreciating these experiences can lift your spirits. Set Attainable Goals January is an excellent time to set realistic and reachable goals for the upcoming year. Rather than overwhelming yourself with grand resolutions, focus on small, achievable steps that bring a sense of accomplishment. This could be anything from trying a new hobby to dedicating time to self-care. Create a Cozy Atmosphere Embrace winter by creating a cozy and inviting atmosphere in your home. Add warm blankets, light candles, and enjoy the comfort of a good book or movie. Creating a soothing environment can help combat the post-holiday blues and foster a sense of relaxation. Stay Active Physical activity is a natural mood booster. Consider incorporating regular exercise into your routine, whether it’s a brisk walk, yoga, or a fitness class. Exercise releases endorphins, promoting a positive mindset and overall well-being. Plan Social Activities Combat feelings of isolation by planning social activities with friends and family. Host a casual get-together, join a club or class, or simply make time for a coffee date. Connecting with others can provide a sense of camaraderie and brighten your mood.

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MichiganEstatePlans.com • 888.487.6150 915 N. Michigan Avenue, Suite 6 Howell, Michigan 48843

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What’s Inside? 1 2

Drawing Wisdom From Stephen King

The Key to Thriving in Your 50s and Beyond

How to Make 2024 Your Best Year

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Effective Strategies for Beating Post-Holiday Blues

Helpful Resources

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Unique New Year’s Traditions Around the World

The New Year is a time for celebration, reflection, and new beginnings. While many of us are familiar with the ball drop in Times Square or the clinking of champagne glasses at midnight, exploring how different countries and cultures ring in the New Year is fascinating. Let’s journey outside the United States to discover a few unique New Year’s traditions from around the world. Spain: Eating 12 Grapes at Midnight As the clock strikes midnight in Spain, people eat 12 grapes — one for each clock chime. This tradition brings good luck and prosperity for the coming year. The grapes are usually eaten in public squares and plazas where crowds gather to celebrate. It’s a race against time to eat all 12 grapes before the last chime, as failing can bring in bad luck. Japan: Joya-no-Kane (Bell Ringing) The Japanese celebrate Joya-no-Kane, where temple bells ring 108 times: 107 times on Dec. 31, and then the 108th ring at midnight on the New Year, bridging the old and new year. This practice is rooted in Buddhist beliefs and is thought to cleanse the 108 worldly desires that cause human suffering.

Denmark: Breaking Plates The Danish have a unique way of showing affection to their friends and family. On New Year’s Eve, it’s customary to break plates and dishes against the doors of loved ones. The more broken pieces you find at your doorstep, the more popular and loved you are. Brazil: Offerings to Iemanjá In Brazil, particularly in coastal cities like Rio de Janeiro, people make offerings to Iemanjá, the goddess of the sea, on New Year’s Eve. They gather at the beach dressed in white and send small boats filled with flowers, candles, and gifts into the ocean as offerings. Scotland: First-Footing In Scotland, the first person to enter a home after midnight is called the “first- footer” and will bring good luck for the year. Traditionally, the first-footer should be a tall, dark-haired male who brings gifts like coal, bread, and whisky to symbolize warmth, luck, and good cheer.

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