In a typical car accident, each person’s insurance company will (ideally) cover the costs. But what if one person was an Uber driver, with a passenger? Who is held responsible for the passenger’s injury? Ever since 2012, when Uber arrived in Texas, this confusing scenario has become more common. Let’s break it down into its fundamental parts. Finding the Responsible Party When you step into an Uber, Lyft, or another ride-sharing service, you’re putting your well-being into another person’s hands. You deserve to be compensated if the driver acts in negligence and gets into an accident that causes injury. Thankfully, under Texas law, ride-sharing companies are required to have insurance that covers people or property if the driver doesn’t have insurance. Your ride-sharing company is also required to tell you about their insurance policy, including types of coverage and limits for the policy. Basic information is often available online. For example, on behalf of the driver, Uber will provide $1 million third-party liability coverage, uninsured/ underinsured motorist bodily injury and/or first-party injury insurance, contingent comprehensive and collision insurance, and up to actual cash value of the car with a $2,500 deductible. Of course, insurance companies will fight their hardest to give you as little money as they can. That’s why you should contact your attorney and file the claim as soon as possible! Although the law seems complicated, if you’ve experienced any injuries from a ride-sharing service in the past two years, we can help ensure that you won’t be stuck with long-term medical bills. The sooner you file your claim, the better. (If you wait any longer than two years to file a claim, then it’s too late to make the claim.) Proceeding After an Uber Car Accident After an accident, seek medical attention as soon as you can. If you’re able, you should also report the accident to Uber, take pictures to document the scene, gather information of drivers and witnesses, and always refuse premature settlement offers. Even if the settlement sounds like a good deal initially, you might not feel how injured you truly are until hours, days, or weeks after the incident. When we enter a ride-share vehicle we all want to believe that we’re in good hands — but sometimes it doesn’t work out that way. Give our offices a call if you need help navigating these stressful situations. INJURED WHILE RIDE- SHARING? PSA: Your Driver Can Be Held Accountable
Summer has finally arrived, which means the birds are singing, the skies are blue, and the grass is … hopefully green? Maintaining a green lawn is an incredibly difficult task, especially if you don’t get much rain. Your lawn may also have sunspots or issues due to pet waste, but don’t lose hope. You can do a few simple things to turn your brown grass to green, and it shouldn’t take the entire summer to see results. If you’re unsure where to begin, try some of these tips to bring new life to your lawn. Make sure you mow properly. One of the biggest mistakes people make when they mow their own lawn is cutting their grass too short. If your blades aren’t set to the proper height, you can easily cut too much of your grass, leaving it stressed. As it struggles to recover, your lawn will turn brown, and then weeds will grow more easily. Ideally, you should mow your lawn once a week and sharpen your blades regularly before they get dull. Water in the morning. There’s proven science behind the best time to water your lawn. If you water at night, you’ll see excess humidity, which can lead to turf disease and the destruction of your lawn. If you water in the middle of the day, water will evaporate quickly leaving your lawn dried out. Instead, try watering in the morning so your lawn has the opportunity to absorb the water. Watering for 45–60 minutes twice a week will allow ample time for the water to soak into your lawn. If you live in a drought-affected area, be sure to follow local guidelines for water use. Fertilize for health. Sometimes our lawns need an extra boost to become as green as possible. That’s where fertilizer comes in. Fertilizer contains various mixes of phosphorus, nitrogen, and potassium — three important nutrients for a healthy lawn. You can find many different fertilizer options, so conduct a soil test to understand which mix is best for your lawn. IMPROVE THE HEALTH OF YOUR LAWN IN 3 EASY STEPS
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