WHY SUPPLEMENTAL INSURANCE IS YOUR SAFETY NET Protect Your Family Beyond the Basics
help the family much more than $25,000 would have given this horrible accident.
This case highlights the benefits of supplemental coverage. Supplemental uninsured and underinsured motorist coverage applies to pedestrian knockdown accidents as well. Even if an at-fault driver only carries the minimum coverage, having supplemental coverage provides peace of mind that if a terrible accident or injury occurs there will be additional coverage to help compensate an injured family member. This extra protection can provide crucial financial relief when a family needs it most. Supplemental coverage is a small price to pay on a monthly car insurance bill for the peace of mind that every member of your household will be taken care of if a car accident occurs. At Friedman & Simon, we understand how stressful navigating insurance claims after an accident can be, especially when the at-fault driver’s coverage falls short. Supplemental coverage can be a game-changer for your family, and so can the right legal team. Contact us today if you have been in an accident.
Accidents happen when we least expect them, and if you or a family member have been injured by a motorist who only carries minimum insurance coverage, or a motorist that flees the scene, you might wonder how we might seek recovery for you. This is where supplemental insurance can make all the difference, especially for parents who have children or elderly parents living with them. Even if a young person is not driving or not in their parent’s car, the supplemental underinsured motorist coverage can help cover family members injured by a hit and run driver or despite an at-fault driver’s inadequate coverage. A recent client of ours was a passenger in a friend’s car when her friend veered off the road into a tree, badly injuring our client.
The friend had the minimum required liability insurance of $25,000. Our client’s injuries, which required surgery, were worth well more than the $25,000 in coverage. Thankfully, the client’s parents carried supplemental coverage of $100,000. Even though their vehicle wasn’t involved in the accident and their daughter wasn’t a driver, their policy kicked in because she still lived under their roof. The supplemental coverage ensured they were able to protect themselves as well as their child. Using the supplemental coverage our client was able to claim $25,000 from the at fault insurance company and $75,000 from her family’s insurance. If the family carried higher coverage than $100,000, this client’s injuries would have justified a larger settlement, but at least $100,000 will
SUDOKU
Chicken Caprese Salad Inspired by EatingWell.com
Ingredients • 1/3 cup balsamic vinegar • 2 tbsp extra-virgin olive oil • 2 tsp Dijon mustard • 1 tsp ground pepper • 2 1/2 tsp honey • 3/4 tsp salt, divided • 1/2 tsp Italian seasoning • 1/2 tsp garlic powder • 2 (8-oz) boneless, skinless chicken breasts, sliced
• 8 cups coarsely chopped romaine lettuce • 1 lb grape tomatoes, halved • 1 (8-oz) container fresh small mozzarella cheese balls in water, drained • 1 cup fresh basil leaves
1. Whisk vinegar, olive oil, mustard, and pepper in a medium bowl. Transfer 6 tbsp of mixture to a smaller bowl and whisk in honey; set aside. 2. To mixture in the medium bowl, add 1/2 tsp salt, Italian seasoning, and garlic powder. Add chicken; toss to coat. Marinate for 30 minutes. 3. Coat a grill pan with oil. Over medium heat, add chicken and cook until grill marks appear on each side, about 5–7 minutes. Transfer to a plate; let stand for 5 minutes. 4. Arrange romaine, tomatoes, mozzarella, and basil on a large platter; sprinkle with salt. Top with the sliced chicken and drizzle with the honey mixture. Directions
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