2026 BENEFITS SUMMARY
COLLEGE OF MEDICINE UCP COMPENSATED EMPLOYEES
University of Cincinnati Academic Health System
College of Medicine
Facilities: • UC Health Physician Offices • University of Cincinnati Medical Center • West Chester Hospital
Employee Lease
UC College of Medicine Vision: To be indispensable through excellence in education, research, and patient care.
People make us who we are, and we make University of Cincinnati Physicians, Inc., what it is: indispensable to the health and wellbeing of greater Cincinnati. UC Physicians is the employer of choice for those who are passionate about advancing healthcare, education, and research. As the faculty group practice for UC Health and an integral part of the University of Cincinnati’s education and research missions, UC Physicians is unmatched in its size, scope, and community impact. Serving as the faculty group practice of the University of Cincinnati College of Medicine, UC Physicians began in 1987 when the group practices at the UC College of Medicine started operating under a common administration. The practice grew substantially, today having nearly 980 physicians and 550 advanced practice providers. No other physician practice in Cincinnati offers the wide range of specialty and subspecialty care that is available from the distinguished medical providers of UC Physicians where academic excellence drives innovation, patient care, and community impact. UC Physicians carries out its discovery driven clinical activities through UC Health, which includes the University of Cincinnati Medical Center, West Chester Hospital and the Daniel Drake Center for Post-Acute Care. We are the region’s safety-net hospital providing access to high-quality healthcare for all people. We are the region’s incubator of entrepreneurial and high impact clinical research that leads to novel therapies. We are the region’s academic health center with smart and compassionate learners, residents, and fellows caring for patients under the guidance of expert physician-scientists. And because of the world-class care we provide in every medical and surgical specialty, UC Health is a destination for patients from around the globe who seek solutions to the most complex medical cases. The University of Cincinnati has pioneered bold change for 200 years, and its Next Lives Here strategic direction is meant to disrupt academia’s conventional ways of thinking and doing to define our next 200 years. Cincinnati is like no other city, named after the Roman emperor who, famous for civic virtue, answered the call to servant leadership, led his people out of conflict and then returned to life on his farm. The city and the university share the motto Juncta Juvant— strength in unity—emblematic of the aspiration that we, together, make greater Cincinnati the healthiest city in America. UC Physicians provides a dynamic and collaborative environment where employees can thrive, knowing that their work contributes to a legacy of excellence and a healthier future for all. Join us, and be part of a transformative institution where your contributions matter.
Gregory C. Postel, MD President and Chair University of Cincinnati Physicians, Inc. Senior Vice President for Health Affairs and Christian R. Holmes Professor and Dean University of Cincinnati College of Medicine
Michael T. Archdeacon, MD, MSE Chief Executive Officer
University of Cincinnati Physicians, Inc. Senior Associate Dean for Clinical Affairs University of Cincinnati College of Medicine Peter J. Stern Professor and Chair Department of Orthopaedic Surgery
NEW EMPLOYEE CHECKLIST – UCP
FIRST DAY ACTIONS
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COMPLETE I-9 FOR UCP ON YOUR FIRST DAY
BENEFITS ACTION ITEMS
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ENROLL IN UCP BENEFITS THROUGH PAYCOR WITHIN 45 DAYS: Paycor
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COMPLETE UCP RETIREMENT ELECTIONS: UCP Net Benefits
NEW HIRE ACTION ITEMS (FIRST 30 DAYS)
OBTAIN PARKING PASS (IF APPLICABLE): UC Parking Services
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SCHEDULE YOUR UC PROFESSIONAL PORTRAIT: Portrait Schedule
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CREATE AN EMAIL SIGNATURE FOR UC HEALTH EMAIL ACCOUNT
NEW HIRE ACTION ITEMS (FIRST 30 DAYS) – CLINIC AL PROVIDERS ONLY
OBTAIN UC HEALTH ID BADGE: work with your department administrator
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COMPLETE EPCS ENROLLMENT: see EPCS Guide in Employee Resources section
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COMPLETE UC HEALTH NEW PROVIDER COMPLIANCE TRAININGS: OneTouch Learning
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COMPLETE YOUR DOXIMITY PROFILE: Doximity
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SCHEDULE YOUR UC HEALTH ENVIRONMENTAL HEADSHOT: Environmental Headshot Schedule
BASE RETIREMENT SAVINGS EMPLOYER CONTRIBUTIONS UCP offer the following retirement contributions in lieu of contributing to social security. As state of Ohio public employees, employees will not contribute to social security.
ALL EMPLOYEES ❖ Available to full-time and part-time employees ❖ Defined contribution plan
❖ UCP contribution:
❖ 8.5% of first $360,000 (IRS limit) ❖ Max $30,660 annual contribution
PLAN INFORMATION
❖ As part of the total compensation package, UCP may contribute an additional amount ❖ Annual limit of $72,000
❖ Immediate vesting
❖ No employee mandatory contribution
PLAN ADMINISTRATORS
❖ FIDELITY
VOLUNTARY RETIREMENT SAVINGS
EMPLOYEE VOLUNTARY CONTRIBUTIONS
ELIGIBILITY
ALL EMPLOYEES
Employees may direct additional retirement savings contributions to: ❖ 403(b) • Pre-tax contribution • Roth post-tax contribution • After-tax contribution with Roth in-plan conversion (Mega Roth) ❖ 457(b) • Pre-tax contribution • Roth post-tax contribution
PLAN INFORMATION
❖ Pre-tax and Roth: up to annual IRS limit of $24,500 ❖ After-tax: up to annual IRS limit of $72,000, less pre-tax and Roth contributions ❖ $8,000 catch up contribution available for age 50 and older
EMPLOYEE CONTRIBUTION
PLAN ADMINISTRATORS
❖ FIDELITY
RETIREMENT PLAN ADMINISTRATORS
FIDELITY INVESTMENTS
www.netbenefits.com/UCP
800-343-0860
PAID TIME OFF
VACATION TIME ACCRUAL
50%+ FTE FACULTY ALL STAFF
ELIGIBILITY
❖ Full-time (100% FTE) employees accrue vacation at the rate of 13.34 hours/month (160 hours/year) ❖ Part-time* employees accrue vacation on a pro-rated basis according to employee’s FTE ❖ Vacation accrues from year to year to a maximum of 240 hours ❖ Upon separation from employment or transfer to a non-benefit eligible status, employee may be paid unused vacation hours ❖ UCP payroll system will pay up to 120 hours of vacation calculated on UCP base salary, subject to restrictions specified in employment agreement and department compensation plan ❖ Employee must follow departmental guidelines for requesting vacation time off from work
Note: Clinical providers in select shift-based departments may not be eligible for vacation accrual. Please check with your department administrator to confirm
SICK TIME ACCRUAL
ELIGIBILITY
ALL EMPLOYEES
❖ Full-time (100% FTE) employees accrue sick time at the rate of10 hours/month (120 hours/year) ❖ Part-time* employees accrue sick time on a pro-rated basis according to employee’s FTE ❖ Sick time accrues from year to year and is paid according to the following maximums • UCP payroll system will pay up to 520 hours (13 weeks) ofconsecutive sick hours (long term disability elimination period) • Upon separation from employment, an employee will not be paidfor any unused sick days • Employee may be required to complete leave request and certification of health care provider documentation
*Part-time non-fixed UCP only employees do not accrue vacation or sick time.
PAID TIME OFF
PAID PARENTAL LEAVE (PPL)
65%+ FTE FACULTY 75%+ FTE STAFF
ELIGIBILITY
❖ Employees are immediately eligible upon hire
❖ PPL may be granted for a maximum period of six (6) weeks (240 hours, pro-rated for FTE) for the birth of a child or placement of a newly adopted child who is 17 years old or younger, which may include travel to secure placement of a newly adopted child
❖ An employee adopting a spouse's or domestic partner's already-born child(ren) may not use PPL
❖ PPL must be taken on a continuous basis, it cannot betaken intermittently
❖ PPL must be taken within six (6) months from the date of birth or placement
❖ PPL duration may not be extended beyond the maximum six (6) week period for any reason, including, but not limited to multiple births, holidays, or winter season days
❖ PPL will run concurrently with leave under FMLA when employee is eligible for FMLA leave
❖ PPL may only be used twice in any rolling twelve (12)-month period
HOLIDAYS & WINTER SEASON DAYS
❖ In addition to vacation time, sick time and paid parental leave, UC offers 11 paid holidays, plus winter season days, annually. ❖ Winter season days are the non-holiday workdays between Christmas and New Year’s Day. ❖ When UC is closed for holidays, UCP providers are expected to follow the UC Health holiday schedule and report to work unless time off has been previously scheduled and approved. ❖ If a clinic is open, providers that are required to work to staff a clinic will receive comp time. Those who do not work will not receive comp time. If the department requires inpatient providers to work on a UC holiday, the department may provide a comp day as well. ❖ Check with your department administrator regarding the use of holidays and winter season days in your department.
LONG TERM DISABILITY
UCP LONG TERM DISABILITY
ELIGIBILITY
30%+ FTE EMPLOYEES
Plan pays 60% of employee average monthly pre-disability earnings* up to a maximum of: • $15,000/month for physicians • $10,000/month for non-physician providers and staff You must be disabled for 90 days before the benefit pays As an eligible employee, you are automatically enrolled in this benefit Disability defined as specialty/subspeciality Guaranteed issue *Pre-disability earnings are defined as average monthly earnings from “all sources of income”, including base and variable pay, in effect for the 1) 12 calendar months immediately prior to the last day you were actively at work before you become disabled; or 2) the total number of calendar months you worked for the employer as an active employee, if less than the above period. UCP pays the monthly premium. Employee pays tax on the premium, making a tax- free benefit
PLAN INFORMATION
EMPLOYEE CONTRIBUTION
PLAN ADMINISTRATOR
LIFE INSURANCE
BASIC LIFE INSURANCE
ELIGIBILITY
30%+ FTE EMPLOYEES
PLAN INFORMATION
$50,000 Term Life Insurance, Accidental Death and Dismemberment Policy
EMPLOYEE CONTRIBUTION
No Employee Contribution
PLAN ADMINISTRATOR
VOLUNTARY LIFE INSURANCE
ELIGIBILITY
30%+ FTE EMPLOYEES
❖ $10,000 increments up to the lesser of ten (10) times annual salary or $1,000,000. ❖ Additional coverage is available for spouse/domestic partner and eligible dependent children ❖ Guaranteed issue, if elected within 30 days of eligibility date, up to limits of: • $250,000 employee coverage • $50,000 spousal coverage • $10,000 child(ren) coverage Additional coverage above guaranteed issue amounts may be granted based on evidence of insurability
PLAN INFORMATION
EMPLOYEE CONTRIBUTION
Rates vary based on age and coverage selection
PLAN ADMINISTRATOR
EMPLOYEE SERVICES
EMPLOYEE ASSISTANCE PROGRAM (EAP)
ALL EMPLOYEES AND THEIR FAMILY MEMBERS HAVE ACCESS TO CONFIDENTIAL PROFESSIONAL SUPPORT 24 HOURS A DAY, 365 DAYS A YEAR, FREE OF CHARGE.
ELIGIBILITY
UCP offers employee assistance services through MGISComplete. No-cost, confidential solutions to life’s challenges. Your toll-free number gives you direct, 24/7 access to a Guidance Consultant, who will answer your questions and, if needed, refer you to a counselor or other resources. Call: 866-301-9551 Services include:
GUIDANCE RESOURCES INFORMATION
❖ Emotional and work-life counseling ❖ Financial information and resources
❖ Legal support and resources ❖ Free online will preparation
CALL 1-866-301-9551 App: GuidanceNow SM Web ID: MGISComplete
Program includes 24/7 online support, including “ask the expert” personal responses and up to 5 face-to-face or phone counseling sessions per person per calendar year.
FAMILY CARE ASSISTANCE
CAREGIVER RESOURCES
UC PHYSICIANS HAS PARTNERED WITH CARE PROVIDER AGENCIES TO ASSIST YOU IN FINDING THE RESOURCES THAT YOU NEED TO HELP CARE FOR YOUR FAMILY AND HOME WHILE YOU ARE AT WORK.
THESE RESOURCES ARE AVAILABLE TO ALL UCP EMPLOYEES.
ENROLL at ucphysicians.care.com with your UC email address, or call 1-855-781-1303
SELF SERVICE SEARCH ❖ Unlimited access to a database of providers for your family care needs including care for an elderly adult, child, home, pet, or tutoring. ❖ Post a job for free on the care.com website. Caregivers will apply and you choose the one that best meets your needs. ❖ Payment is made directly to caregiver. SUBSIDIZED BACKUP CARE ❖ If your regular caregiver is unavailable and you need backup care while you are at work, UCP will subsidize the caregiver rates. • In-home care provider: $8/hour • In-center childcare: $15/day ❖ Caregivers in the backup care program have been vetted and background checked; they include nanny quality caregivers for children and home health agency resources for adults. ❖ Limit of 10 days of subsidized backup care per employee per year.
TUITION DISCOUNT ❖ Save on daycare and preschool at leading childcare centers.
REGISTER at whyjuggle.com/register, referral code: UCPhys ❖ iOS and Android apps available ❖ If you have an existing juggle account, email support@whyjuggle.com and provide the ucphys referral code SELF SERVICE SEARCH ❖ Unlimited access to a large database of interviewed and vetted sitters for babysitting, pet sitting, overnight sitting, house assistance, homework help and more. Post a job for free on the juggle website. Be specific with your requirements in your job description and you should be able to match with a juggle sitter suited to your needs! ❖ Payment is made through the juggle app. SUBSIDIZED BACKUP CARE ❖ For last minute childcare needs, you can offer a bonus to sitters for taking your job. ❖ UCP pays the booking fee and 50% of the hourly rate ($7.50 - $10.00) for in- home childcare needed while you are at work ❖ Limit of 10 days of subsidized backup care per employee per year.
Physician Loan Program
LENDING SOLUTIONS THAT REWARD THE SUCCESSFUL PHYSICIAN WHILE PLANTING THE SEEDS FOR A SECURE FUTURE. • Our lenders desire physicians and therefore offer value-add products and terms not offered to any other profession. • With over 25+ different lender relationships, this enables me to match my clients with the lender & program that best fits their short and long-term financial goals. • Simply, we can provide the best of what the market has to offer, finding you a lower rate and lower costs and best yet, the lender pays our compensation . “Zipfel Capital offers an unmatched level of professionalism, communication and expertise. We’ve worked with Tim O’Brien and he has consistently provided better terms than any loan professional we’ve worked with. He represents the best interests of his clients and shops with several different lenders to ensure he finds the best terms.” – Christine Carleton, Principal at Truepoint Wealth Counsel & Tom Carleton, Executive Director at the Leukemia & Lymphoma
• 3/1, 5/1, 7/1, 10/1 and 15/1 ARMs • Maximum loan amount $2 Million
• 100% LTV allowed for loans sizes up to $750,000
• Owner Occupied 1-2 Unit Only • Minimum Credit Score 680 for the product, but 700+ for 100% LTV • 50% Max DTI • No Mortgage Insurance. • May qualify based on the Employment Contract. Not restricted to a start date within 30 days of closing. • No AUS Required. • Generous student loan debt calculations. • No Subordinate Financing Allowed.
Tim O ’ Brien Equity Partner, Broker 513-310-7180 NMLS#: 246789 3440 Edwards Road Cincinnati, OH 45208 NMLS#: 60903
Please call for a free financial consultation XXX
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EMPLOYEE DISCOUNTS THE UNIVERSITY OF CINCINNATI AND UC HEALTH BENEFITS DEPARTMENTS OFFER GROUP DISCOUNTS TO ALL DUAL COMP FACULTY, STAFF AND RETIREES. BELOW ARE SOME OF THE ORGANIZATIONS THAT PARTICIPATE IN THE EMPLOYEE DISCOUNT PROGRAM.
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