Fontes 1 https://www.transunion.com/resources/transunion/doc/insights/research-reports/research-report-state- of-alternative-data.pdf 2 https://www.riskified.com/blog/how-covid-19-is-impacting-ecommerce-in-latam/ 3 https://www.prweb.com/releases/how_fintechs_can_use_alternative_data_for_improved_predictive_ modeling/prweb18046239.htm 4 https://www.oliverwyman.com/content/dam/oliver-wyman/v2/publications/2017/may/Oliver_Wyman_ Alternative_Data.pdf io&PostID=38676452&MessageRunDetailID=6575299162 6 https://www.rexeranalytics.com/data-science-survey 7 https://iupana.com/2021/05/24/latams-fintech-lenders-seek-new-models-amid-growing- competition/ 8 https://news.crunchbase.com/news/beyond-payday-loans-more-startups-and-vcs-bank-on-subprime- lending-alternatives/ 9 https://iupana.com/2021/05/24/latams-fintech-lenders-seek-new-models-amid-growing- competition/?lang=en&utm_source=iupana&utm_medium=mail&utm_campaign=210913EN 10 https://www.iif.com/portals/0/Files/private/finewdata_cfi.pdf 5 https://latamintersectpr.com/the-state-of-latam-fintech-report-latin-american- bankings-new-tangibles-revealed/?utm_medium=email&utm_source=rasa_
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